Keyaira Sutton, WalletHub Analyst
To get a Chase Slate credit limit increase, call Chase at (800) 945-2000 or the number on the back of your card. You may also make a request through the secure message center either online or through the mobile app. Alternatively, you may also get a Chase Slate credit limit increase without asking, if your account is in good standing.
Chase will need to pull your credit report to review your eligibility. This hard pull will result in a slight decrease in your credit score. Chase may also increase credit limits automatically if cardholders’ accounts are in good standing and bills are paid in full. But there’s no guarantee you’ll be selected for such offers. Keeping your income information updated also helps. Automatic increases and targeted online offers use a soft pull, so your credit score is unaffected.
Things to know after a Chase Slate credit limit increase:
Once an increase is approved, the new credit line is effective immediately. If you’re approved for an increase that’s less than you’d like, you can request a higher amount, but there’s no guarantee you will get it.
If your request for a Chase Slate credit limit increase is denied, the customer service representative will briefly explain why. You should then receive a letter citing the reason(s) the request was denied within 7-10 business days. You can inquire about an increase again at any time, but you should first address the reason(s) your initial request was denied and remedy them before you call back.
Warren Flace, Member
If you've got over 6 months of clear payment history with the card, you should be good to go.
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