What is the Chase Slate credit score requirement?

Question

The best credit card for a 700 credit score could be Capital One Venture if you’re eager to earn travel rewards, Blue Cash Preferred® Card from American Express if you’d prefer cash back or Wells Fargo Platinum if you want 0% APRs. It all depends on your individual needs, as no card does everything best. But you do want to focus on cards that require “good” credit or below, since 700 is a good credit score. Of course, there are other things that affect the application process too, like income and the number of recent inquiries on your report.… read full answer

A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check for pre-approval on the issuer’s website. If you’re pre-approved for a card, you’re not guaranteed approval, but your odds are high – usually around 90%. You can do a pre-approval check for most of the best credit cards for a 700 credit score.

Here are the best credit cards for 700 credit scores:

For Travel Rewards – Capital One Venture - 50,000 miles for spending $3,000 in the first 3 months or 100,000 miles for spending $20,000 in the first 12 months. 2 miles per $1 on all purchases. No foreign transaction fees. $95 annual fee.

For Balance Transfers – Wells Fargo Platinum card - Intro APR of 0% for 18 months on purchases and 0% for 18 months on qualifying balance transfers on balance transfers. 3% balance transfer fee for transfers made in the first 120 days (5% after). No rewards. 3% foreign transaction fee. $0 annual fee.

For Cash Back – Blue Cash Preferred® Card from American Express - Intro APR of 0% for 12 months on purchases. Earn rate of 1 - 6% cash back. 2.7% foreign transaction fee. Annual fee of $0 1st yr, $95 after.

Hotel Perks – Radisson Premier Visa Signature - 50,000 bonus points for making your first purchase, plus 35,000 points for spending $2,500 in the first 90 days. 10 points per $1 spent at Radisson and 5 everywhere else. 40,000 bonus points for renewing your card every year. 3% foreign transaction fee. $75 annual fee.

As you may have noticed, a lot of the best credit cards for 700 credit scores don’t have annual fees. So you can pick up some great perks without having to shell out money for the privilege of having a card.

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Answer 1 · 2020-06-18 15:51:08

WalletHub, Financial Company

@WalletHub 06/18/20 First posted on 01/29/18
Last reviewed on 06/18/20

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The credit score needed for Chase Slate approval was at least 700. Unfortunately, Slate is not accepting new applications at the moment. Chase Slate required good credit, at a minimum. And though some people say the good credit range starts at 660, only a score of 700+ gave you reasonable Chase Slate approval odds. Barely meeting a card’s minimum requirements simply doesn’t translate to a high likelihood of success. Rather, the higher your score was, the better your chances were.

But even having the 700+ credit score needed for Chase Slate approval might not be enough. You have to meet a few other requirements, too.

Here are the eligibility requirements & credit score needed for Chase Slate:

Basic eligibility. You’ll need a U.S. mailing address and a Social Security number (SSN). Chase does not take an ITIN in place of an SSN. And you’ll need to be at least 18 years old.
Ability to pay. How much money you earn is a big factor in approval. Chase needs to see you can afford to pay for any purchases you make. Any debt you have will be weighed against that income, so you should try to owe as little as possible.
No bankruptcy. If you’re currently going through bankruptcy, there’s no chance you’ll be approved. And if you’ve completed bankruptcy but it’s still on your credit report, you still might be denied.
700+ credit score. While it’s possible to be approved with lower scores, we don’t recommend risking it. So make sure to check your latest credit score for free before applying.
5/24 rule. Chase doesn’t officially say they do this, but many people have reported Chase will deny you if you have already opened five other credit cards (from any issuer) in the past 24 months.

If your score is not 700+ yet, consider taking a few months to improve your credit. And keep the other requirements in mind as well; you’ll need to pass all of them to be approved.

If you’re not sure whether you meet the Chase Slate credit score requirement, you can check your latest score for free on WalletHub, the only site where credit scores and reports update daily.

What is the Chase Slate credit score requirement?

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