Slate Edge purchase protection covers the damage or theft of eligible purchases for up to 120 days after the purchase date. Purchase protection will reimburse Slate Edge card cardholders for up to $500 and up to $50,000 per cardholder.
How to File a Purchase Protection Claim with the Slate Edge Card
Call the Benefit Administrator within 90 days of the incident at the number on the back of your card or the number in your card’s benefits guide.
File a police report within 48 hours of the incident, if the item was stolen.
Submit a completed claim form within 120 days of the incident.
Wait for a decision. Chase will notify you of a decision once your claim has been processed. This could take Chase up to 15 days.
Get reimbursed for the cost of repairing or replacing the item, if your claim is validated by the Benefit Administrator.
Be aware that not all items are covered by the Slate Edge purchase protection benefit. To see which items are covered by this perk, check the guide to benefits that came with your credit card.
Yes, the vast majority of Chase credit cards cover rental car insurance; most of its co-branded credit cards don’t offer this benefit. Chase credit cards’ rental car insurance covers rented vehicles against damage and theft, up to the vehicle’s entire cash value. To get the coverage, you must decline the rental agency’s insurance and pay for the rental entirely with Chase credit card.… read full answer
Here’s how Chase credit card rental car insurance works:
When it applies: Rentals of up to 31 days paid for with a Chase credit card or Chase rewards. There are a few vehicle exclusions (e.g. no large vans, trucks, antique cars, limos, etc.).
Additional requirement: You must decline any insurance that the rental car company offers you.
Coverage value: If your rental car is damaged or stolen, Chase may reimburse you for as much as the vehicle’s cash value.
Non-covered situations: Intoxication, driving off road, and traveling to a warzone, among others.
How to file a claim: Call Chase at (888) 320-9656, tell them what happened and ask for a claim form within 60 days. Within 100 days of the incident, return the completed claim form along with any proof that Chase requests (e.g. damage estimates, police reports, etc.).
Reimbursement: Chase will evaluate your claim. If it’s approved, Chase will send you a check within approximately 15 days of reaching their decision.
Chase credit card rental car insurance coverage is very good, with Chase Sapphire Reserve ranking 1st overall in WalletHub’s Credit Card Rental Car Insurance Study, while the rest of the cards ranking 3rd. Chase’s policy earned a score of 95.5%, losing points only for how clearly exclusions are disclosed to consumers and how accessible policy information is generally. But Chase cards got full marks in all other categories. That includes coverage duration (up to 31 days), country exclusions (none), coverage for loss of use or towing, and the claims process.
Look up for the specifics:
It’s important to be aware of the specifics, particularly what types of cars and situations are covered as well as how claims are processed. For example, coverage is secondary to any existing personal auto policy for rentals in the U.S. That means customers must make a claim through that policy first. But abroad, the insurance is primary, meaning any damage to the vehicle will be processed through the credit card insurance first.
So, rest assured, almost all Chase cards have rental car insurance. But still make sure to read the card’s benefits guide to know what’s included and what’s not.
The benefits of Chase credit cards include several types of travel insurance, airport lounge access, and up to $300 in annual travel credit. These benefits are mostly found on the top-tier Chase credit cards, though many more Chase credit cards have purchase protection and extended warranty protection. To know which perks are included on a specific card, you’ll need to call customer service at … read full answer1 (800) 432-3117 or check the Chase website.
Chase Credit Card Benefits
Airport lounge access
Up to $300 in annual travel credit
Extended warranty protection
Trip cancellation / interruption insurance
Lost luggage reimbursement
Trip delay reimbursement
Emergency evacuation & transportation
Rental car insurance
In addition to having some or all of these card perks, it’s important to remember that many Chase credit cards also give rewards. Rewards aren’t generally considered card benefits, but having a credit card that earns great rewards can be a big asset to cardholders. As long as you use your card responsibly and maximize the various benefits that Chase offers, you should come out well ahead of any annual fees that Chase cards may charge.
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