The Slate Edge Card credit limit is $500 or more. Everyone who gets approved for Slate Edge is guaranteed a credit limit of at least $500, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.
The Slate Edge Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by calling the Chase customer service number on the back of your card, but it's best not to do that more than once a year. Chase will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Chase.
The Chase Slate Edge℠ credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Slate Edge Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Slate Edge Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Slate Edge credit score requirement. You can check your credit score for free on WalletHub.
The easiest Chase credit card to get is the Chase Freedom® Student credit card because applicants can get approved with limited credit. This means the odds of approval are good even for people who are new to credit, making the Chase Freedom® Student credit card much easier to get than other Chase credit cards.… read full answer
Having one of these Chase credit cards may increase your chances of landing a higher-tier credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.
You can request a Chase Slate Edge℠ credit limit increase by calling customer service at 1-800-432-3117. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Chase has on file. Chase will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.… read full answer
Impact of a Slate Edge Credit Limit Increase on Your Credit Score
When you request a Slate Edge credit limit increase, Chase will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. Chase cannot do a hard pull without your permission, though.
Alternatively, you could be eligible for a Slate Edge credit limit increase without even requesting one. The Slate Edge card may offer an automatic credit limit increase if Chase’s regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.
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