The Chase Slate foreign transaction fee is3%. This means you’ll pay an extra 3 cents for every $1 that you spend internationally with the Chase Slate card. Chase Slate foreign transaction fees apply to all purchases processed outside the United States, even if you’re not physically abroad. So online purchases from internationally based merchants are subject to Slate’s foreign fees, too.
Chase Slate’s 3%foreign transaction fee is tied for the highest you’ll find on a credit card. That’s a good sign the card isn’t meant for travel or international shopping. Slate’s lack of rewards is another clue. Instead, the Slate card is meant for avoiding interest on big purchases and balance transfers. It offers0% for 15 months on purchases and0% for 15 months on balance transfers.
If you’re looking for a travel credit card, Chase offers some excellent options with no foreign transaction fees. The Sapphire Preferred and Sapphire Reserve cards are two prime examples.
Chase Slate foreign transaction fee and other key info:
Foreign transaction fee: 3%
Intro APR:0% for 15 monthson purchases and 0% for 15 monthson balance transfers ($0 intro transfer fee)
Foreign acceptance: 200 countries and territories
Best Alternative with No Foreign Fee: HSBC Gold Mastercard
The HSBC Gold Mastercard is a credit card that’s very similar to Chase Slate but has no foreign transaction fee. It also has no annual fee and an introductory APR of 0% for 15 monthson purchases and 0% for 15 months on balance transfers. However, there is a 4% (min $10) balance transfer fee, so the card is better for purchases than for balance transfers.
And if you want rewards, some good options are Capital One Venture, Barclaycard Arrival Plus and Chase Sapphire Preferred. All of them offer initial bonuses worth at least $500.