What are the Chase Slate credit card requirements?

The Chase Slate credit score requirement is at least "good"; this means that you need a 700+ credit score to get the Chase Slate card. Although some people say the ”good” credit range starts at 660, only a score of 700+ will give you reasonable Chase Slate approval odds. Barely meeting a card’s minimum requirements simply doesn’t translate to a high likelihood of success. Rather, the higher your score is, the better your chances will be.... read full answer

But even having the 700+ credit score needed for Chase Slate approval might not be enough. You can only apply for the Chase Slate with an invitation from Chase and you have to meet a few other requirements, too.

Here’s what you need to get the Chase Slate card:

• Basic eligibility. You’ll need a U.S. mailing address and a Social Security number (SSN). Chase does not take an ITIN in place of an SSN. And you’ll need to be at least 18 years old.
• You need an invitation. Chase Slate is now invitation only, so in order to apply for the card, you need a 12-digit invitation number from Chase.
• Ability to pay. How much money you earn is a big factor in approval. Chase needs to see you can afford to pay for any purchases you make. Any debt you have will be weighed against that income, so you should try to owe as little as possible.
• No bankruptcy. If you’re currently going through bankruptcy, there’s no chance you’ll be approved. And if you’ve completed bankruptcy but it’s still on your credit report, you still might be denied.
• 700+ credit score. While it’s possible to be approved with lower scores, we don’t recommend risking it. So, make sure to check your latest credit score for free before applying.
• 5/24 rule. Chase doesn’t officially say they do this, but many people have reported Chase will deny you if you have already opened five other credit cards (from any issuer) in the past 24 months.

If your score is not 700+ yet, consider taking a few months to improve your credit. And keep the other requirements in mind as well; you’ll need to pass all of them to be approved.

If you’re not sure whether you meet the Chase Slate credit score requirement, you can check your latest score for free on WalletHub, the only site where credit scores and reports update daily.

Your Chase Slate approval odds are good if you have received an invitation to apply and have a credit score of 700+ (good credit). Your approval odds will also be influenced by your annual income and existing debts. In addition, applicants will need to be 18+ years old with a U.S. mailing address and a Social Security Number or an Individual Taxpayer Identification Number.... read full answer

What You Need for Good Chase Slate Approval Odds

• Good credit or better
• Enough income to pay credit card bills
• Low debt relative to income
• Low housing costs relative to income
• U.S. mailing address
• Age of 18+
• Social Security Number or Individual Taxpayer Identification Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved. Also, note that the only way to apply for the Chase Slate card is by invitation. But Chase does not disclose the criteria that makes customers eligible to receive invitations to apply.

Alternative Credit Card Option

If you’d rather not wait around for an invitation to apply for the Chase Slate card, you should apply for the Chase Slate Edge℠ Card, instead. This card is also designed as an option for transferring existing debt and financing purchases. Plus, it offers . And it also requires good credit or better (a credit score of 700+) for approval.

If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

The Chase Slate credit limit is at least $500 and can be more, depending on how good your credit is. Chase doesn’t disclose a maximum credit limit, but you’re always guaranteed a minimum of $500 if you’re approved.

And if you’re planning to transfer a balance to Chase Slate, the amount you transfer can’t exceed your credit limit (or $15,000, if your limit is higher than that). If the limit you’re approved for is less than the transfer amount you requested on your application, Chase will send a letter notifying you of the discrepancy. You can choose to transfer a lesser amount, ask Chase to reconsider your limit, or not open an account after all.... read full answer

People in the community have reported getting a range of credit limits, but you should take these with a grain of salt because Chase Slate credit limits are based on an individual’s credit history, income, and debts among other things.

Ultimately, it is worth noting that Chase Slate is currently not available to new applicants. But for those already having a Chase Slate, it is worth mentioning that, over time, their credit limit can increase. Chase periodically reviews accounts for higher limits, and you can always call customer service and ask for one. In order to get bigger credit limits in general, you should work to improve your credit score, maximize your income and reduce debts.