The best Chase travel card is Chase Sapphire Preferred® Card because it offers 80,000 bonus points when you spend $4,000 in the first 3 months. Chase Sapphire Preferred also offers 2 points / $1 spent on travel and dining, and 1 point / $1 on all other purchases. And it comes with up to $500,000-worth of travel insurance. Chase Sapphire Preferred has a $95 annual fee.
But if you’re a big spender who’s looking for more prestigious perks, another good Chase travel card to consider is Chase Sapphire Reserve®. It offers 60,000 bonus points for spending $4,000 in 3 months and a $300 annual airline credit. Chase Sapphire Reserve also provides access to 1,300+ airport lounges and rewards you with 3 points / $1 spent on travel and dining. Plus, Reserve offers up to $1,000,000 in insurance benefits. That’s why it costs $550.
There are plenty of other good Chase travel cards, too. Unlike Chase Sapphire Preferred and Chase Sapphire Reserve, they are co-branded with the loyalty programs of airlines and hotels.
Best Chase travel cards
Chase Sapphire Preferred is the best Chase travel credit card overall due to its bonus rewards and relatively low fee. It also lets you transfer your points at a 1:1 ratio to 13 airline and hotel loyalty programs.
The British Airways Credit Card is the best Chase travel card affiliated with an airline. It offers 50,000 points for spending $3,000 in the first 3 months. Plus, you can get a "Travel Together Ticket" for spending a total of $20,000 in the first year. You’ll also receive 5 points / $1 spent on British Airways, Aer Lingus, Iberia and LEVEL purchases, 2 points/$1 on hotel accommodations when booked directly with the hotel and 1 point / $1 on everything else. Lastly, the British Airways Credit Card gives you another “Travel Together Ticket” for a companion to use when you spend $30,000 in a calendar year. The card requires good credit and costs $95 per year.
The IHG® Rewards Club Premier Credit Card is the best Chase travel credit card for hotel points, thanks to its 125,000-point bonus for spending $3,000 in the first 3 months and the free night you’ll get after every account anniversary. You can also earn another reward night when you redeem points for any stay of 4 or more nights. In addition, you’ll get up to 25 points total per $1 spent when you stay at an IHG hotel, 2 points per $1 at gas stations, grocery stores and restaurants, and 1 point / $1 on everything else. On top of that, cardholders receive complimentary IHG Platinum Elite status. The IHG Rewards Club Premier card requires good credit and costs $89 per year.
You need good or excellent credit to get any of these Chase cards. If you have fair or limited credit, consider the Capital One QuicksilverOne Cash Rewards Credit Card or Capital One Platinum Credit Card as alternatives. For bad credit, a good choice is the Bank of America® Cash Rewards Secured Credit Card.