The best Chase travel card is Chase Sapphire Preferred because it offers 50,000 bonus points when you spend $4,000 in the first 3 months. That’s worth $625 in travel booked through Chase Ultimate Rewards. Sapphire Preferred also offers 2 points per $1 spent on travel and dining, and 1 point per $1 on all other purchases. And it comes with well over $500,000-worth of travel insurance. To top it off, Sapphire Preferred’s $95 annual fee is waived the first year.
But if you’re a big spender who’s looking for more prestigious perks, another good Chase travel card to consider is Chase Sapphire Reserve. It has a $750 initial bonus for spending $4K in 3 months and a $300 annual airline credit. Sapphire Reserve also provides access to 1,000+ airport lounges and rewards you with 3 points per $1 spent on travel and dining. Plus, Reserve offers up to $1,000,000 in insurance benefits. That’s why it costs $450.
There are plenty of other good Chase travel cards, too. Unlike Sapphire Preferred and Reserve, they are co-branded with the loyalty programs of airlines and hotels.
Here are the best Chase travel cards:
Best Overall: Chase Sapphire Preferred
Best for Frequent Flyers: Chase Sapphire Reserve
Best Airline Card: British Airways Credit Card
Best for Hotel Points: IHG Rewards Club Select
Chase Sapphire Preferred is the best Chase travel credit card overall due to its bonus rewards and relatively low fee. It also lets you transfer your points at a 1:1 ratio to 13 airline and hotel loyalty programs.
The British Airways credit card is the best Chase travel card affiliated with an airline. It offers 50,000 points for spending $4,000 in the first 3 months. Plus, you can get an additional 25,000 points for spending a total of $10,000 in the first year. You’ll also receive 3 points per $1 spent on British Airways purchases and 1 point per $1 on everything else. Lastly, the British Airways Card gives you a “Travel Together Ticket” for a companion to use when you spend $30,000 in a calendar year. The card requires good credit and costs $90 per year.
The IHG Rewards Club Select Card is the best Chase travel credit card for hotel points, thanks to its 60,000-point bonus for spending $1,000 in the first 3 months and the free night you’ll get after every account anniversary. You can also earn another 5,000 points by adding an authorized user and making a purchase in the first 3 months. In addition, you’ll get 5 points per $1 spent on IHG purchases, 2 points per $1 at gas stations and grocery stores, and 1 point per $1 on everything else. On top of that, cardholders receive complimentary IHG Platinum Elite status. The IHG Rewards Club Select card requires good credit and costs $49 per year, with the fee waived the first year.
You need good or excellent credit to get any of these Chase cards. If you have fair or limited credit, consider Capital One QuicksilverOne or Capital One Platinum as alternatives. For bad credit, some good choices include the AeroMexico Visa and Discover it Secured.