To notify Chase of travel plans, call the number on the back of your card or log in to your Chase account online and click on Profile & Settings. Chase also allows you to set travel notifications through their mobile app.
Chase credit card customers are not required to let Chase know about travel plans, but it’s a good idea to do so. If you don’t set a travel notification and charges appear on your account from places you don’t normally visit, it’s possible that Chase will put a hold on your account to prevent fraud.
How to Set Up a Chase Travel Notice Online
Log in to your Chase account.
Click on “Profile & Settings,” then “Travel.”
Enter your destinations and travel dates.
Confirm your contact phone number.
Submit your travel notice.
If you forget to set a travel notice and your account gets blocked, call the number on the back of your card and ask Chase customer service to unblock your credit card. Once you confirm with Chase that the suspicious transactions are not fraudulent, they will remove the hold and your card will be ready to make purchases again.
You can book travel with Chase travel rewards by visiting the Chase Ultimate Rewards travel portal through your online account. There, you can search for flights, hotels, rental cars, cruises, vacation rentals, and more. Plus, you can book your travel with your points, with cash, or a mixture of the two.… read full answer
How to book travel through the Chase Ultimate Rewards travel portal
Navigate to the Chase Ultimate Rewards section of your Chase online account.
Choose “Travel” or “Redeem for Travel” from the menu at the top.
Find a flight, hotel, car rental, vacation rental, cruise, or event to book.
Enter your details on the next few pages. This may include your name/names of passengers, flight and luggage options, dates of events you’re booking, among other things.
Decide how to pay. You’ll be taken to a page that tells you how many points or dollars your travel choices will cost, and you can choose how many points you want to spend. The rest will be charged to your Chase credit card.
If you have the Chase Sapphire Preferred or the Chase Sapphire Reserve, you can also transfer points to Chase’s hotel and airline partners at a 1:1 ratio. You may be able to find better deals that way, in some cases.
Chase’s travel rewards credit cards are some of the best on the market, particularly the Chase Sapphire Preferred and the Chase Sapphire Reserve. And the Chase Ultimate Rewards program generally promotes travel. However, you can always spend your points on cash back or gift cards too if you’d like.
How to earn Chase travel rewards
You can earn Chase travel rewards by charging purchases to any Chase rewards credit card. All Chase Ultimate Rewards points are redeemable for travel. Plus, you can earn even more points via the Shop through Chase section of the Ultimate Rewards portal – up to 25% more points for your dollar, actually.
Some Chase travel rewards can take time to show up in your account. For example, it can take 6-8 weeks for points from an initial bonus to be delivered. Rewards earned through purchases should show up shortly after your statement closes.
Making purchases with any Chase rewards credit card will earn you rewards points that you can use for travel. Chase only offers credit cards with points, even though some of them are marketed as being cash back cards. Chase points are worth up to 1.5 cents each when redeemed for travel through the Chase Ultimate Rewards travel portal. Most Chase rewards points are worth 1 cent each. But with the … read full answerChase Sapphire Preferred® Card, your points are worth 1.25 cents each when redeemed for travel through Chase. And with the Chase Sapphire Reserve® card, they’re worth 1.5 cents each.
Chase Sapphire Preferred cardholders earn 2 points / $1 spent on travel and dining, and 1 point / $1 on all other purchases. The Chase Sapphire Preferred has a $95 annual fee. Chase Sapphire Reserve cardholders have a slightly higher rewards rate at 3 points / $1 spent on travel and dining (with the same 1 point / $1 on all other purchases). Chase Sapphire Reserve’s annual fee is $550. The Sapphire cards also let you transfer points directly to Chase’s airline and hotel partners.
Besides the Sapphire credit cards, Chase has several co-branded travel cards whose points can easily be redeemed for hotel nights, flights, and other travel purchases. One such card is the Marriott Bonvoy Bold™ Credit Card, which gives 3 points / $1 for all Marriott Bonvoy hotel purchases and 2 points/dollar on all other travel-related purchases. The card has a great signup bonus of 50,000 points for spending $1,000 in the first 3 months. Even better, the Marriott Bonvoy Bold has a $0 annual fee.
The IHG® Rewards Club Premier Credit Card is another good travel points credit card from Chase. It has a massive signup bonus of 125,000 points and a free night certificate after spending $3,000 in the first 3 months. Cardholders also earn up to 10 points / $1 on IHG hotel purchases and 2 points per dollar on gas, groceries, and restaurant purchases. Although the card has a $89 annual fee, the rewards can more than cover that if you frequent IHG hotels – especially since you’ll get a free night after each account anniversary.
While Chase has many great rewards credit cards, the Chase Sapphire cards and co-branded hotel cards reward you the most for travel purchases.
Travel credit cards work just like any other rewards credit card, though they tend to reward cardholders more for making travel-related purchases than anything else. The points or miles that travel credit cards provide are also usually worth more when redeemed for travel, compared to other redemption methods. Plus, travel credit cards commonly offer features such as travel insurance, no foreign transaction fee, airport lounge access, and reimbursement for TSA PreCheck/Global Entry application fees.… read full answer
Travel rewards credit cards offer rewards in one of two currencies: miles or points. There isn’t much of a difference between the two, but miles are more frequently used in the context of airline rewards, while points are often associated with hotels. On that note, co-branded travel cards tend to give higher rewards rates and special perks with specific airline and hotel brands, while non-cobranded travel cards don’t favor any particular brand but give good rewards on travel purchases in general.
How Travel Credit Cards Work
They often reward you more for travel.
Travel purchases are usually going to be a lot more profitable rewards-wise than other types of purchases. For example, Chase Sapphire Preferred gives 2 points / $1 spent on travel and dining, and 1 point / $1 spent on other purchases. But this isn’t true for every card. Capital One Venture, for instance, gives 2 miles / $1 spent on all purchases.
Travel redemption is usually the best value.
In most cases, you don’t have to spend your rewards on travel, but the credit cards companies give big incentives for you to do so. Take Chase Sapphire Preferred, for example. You get 25% more value from your points when you redeem them for travel.
No foreign transaction fees.
Very few travel cards will charge you extra for using your card abroad or with foreign merchants online. But you should check your cardholder agreement just to be sure.
There may be booking restrictions.
Some travel cards, like Capital One Venture, pride themselves on rewarding you equally for any type of travel, no matter where you book it. But other cards, especially airline or hotel cards, may only give travel-specific rewards rates if you book directly through the issuer.
You may need at least good credit.
Travel rewards cards are typically available only to people with good or excellent credit. You should shoot for a credit score of 700+ for cards that require good credit and 750+ for excellent credit.
You’ll often get travel insurance & other perks.
Travel insurance is a big plus. Some cards will cover you for trip cancellation, delays or accidents. Many travel credit cards still offer rental car insurance, too, though many regular credit cards have dropped that benefit. Certain cards, generally those with annual fees, also give you a yearly credit toward airline or travel purchases. You may even get other perks like free airport lounge access and the ability to transfer your points or miles to hotel and airline loyalty programs.
So if you travel frequently, getting a travel credit card is a good idea. After all, you might as well get rewarded for trips you’d go on anyway.
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