How can I check my Chase Freedom Flex application status?

You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.... read full answer

All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.

How to Check Your Credit Card Application Status with Major Issuers:

Whether you’re trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Rest assured that even if you are eventually denied, you still have plenty of options.

Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. So if you’re denied for one card, it doesn’t mean you can’t be approved for another. For more information, check out this guide on what to do if your credit card application is denied.

Chase credit card approval odds are best for people with a credit score of 700+. That means you’ll need at least good credit to be approved. Chase credit card approval odds will also be influenced by the applicants’ annual income and existing debts. Plus, applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a Chase credit card.... read full answer

Credit Requirements for Good Chase Credit Card Approval Odds

• Chase Sapphire Reserve®: Excellent credit
• Chase Sapphire Preferred® Card: Good credit or better
• Chase Freedom Unlimited®: Good credit or better
• Chase Freedom Flex℠: Good credit or better
• Chase Slate Edge℠: Good credit or better
• Chase Freedom® Student credit card: Limited History
• Ink Business Cash® Credit Card: Good credit or better

While credit scores are very important, Chase credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. Chase will also look at your monthly housing costs and existing debts when considering your application.

If you’re already a Chase customer and want to get a better sense of your approval odds before applying for a Chase credit card, you can always check to see if you’re pre-qualified for any offers on the Chase website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.