You can check your credit card balance online, via mobile app, or by phone. The easiest ways to check your credit card balance are online and through the credit card company’s mobile app. Either of these methods will let you see the most up-to-date credit card balance when you check. Most major card issuers have mobile apps, which makes checking your balance a matter of pulling out your phone.… read full answer
To check your credit card balance online, simply open a web browser and go to the card issuer's website. It should be listed on the back of your credit card. Sign in with your account information, or set up online access to your account (most bank websites have a login or signup box on the landing page). Once you log in, you’ll be able to check your current balance, see your most recent statements, make payments, schedule future payments, and more.
Checking your balance with an app is similar to checking it online, and it’s just as easy. Just search the card issuer’s name in your phone’s app store and download the official app. Most official card issuer apps are free. After it’s downloaded, log in with your credentials. You should be able to do most things on the app that you can do on the issuer’s website, but banking app features vary from issuer to issuer.
To check your credit card balance over the phone, call the customer service number on the back of your credit card. You’ll likely be asked to enter your card number and/or other personal information to verify your identity. Most card issuer customer service lines have an automated system for checking balances, so listen to the options menu and follow the prompts to check your latest balance.
It’s good practice to check your credit card balance regularly. Doing so can help you spot fraudulent charges and mistakes on your account. It’s also good to keep track of your balance to make sure you aren’t using too much of your available credit. Having a high credit utilization can hurt your credit score, which can hurt your chances of getting a credit card in the future.
Mastercard is accepted everywhere you can use a credit card or debit card. Millions of merchants in more than 210 countries and territories take Mastercard. And that includes 8 million retailers in the U.S. alone. For context, fewer than 8 million people live in the nine smallest U.S. states combined. Furthermore, Visa is accepted in just over 200 countries and territories, while American Express and Discover lag well behind.… read full answer
But Mastercard isn’t accepted everywhere that you may find yourself spending money. Some stores and other merchants (like vendors at a local fair, for example) might only take cash. Transactions at some websites, or between you and other individuals, may require using electronic currency though outlets like PayPal, Venmo, or Bitcoin.
It’s impossible to give an exhaustive list of every place that does or does not accept Mastercard. But those that accept only non-Mastercard plastic are extremely rare. For example, Costco accepts only Visa cards (along with alternate forms of payment like cash and checks). On the other hand, Sam’s Club used to only take Discover, but now they accept cards from all four major networks.
Finally, it’s also important to note that 22,000 different financial institutions issue Mastercard credit cards and debit cards. That’s because Mastercard is a card network, not a card issuer. In other words, it dictates where your card will be accepted and what secondary benefits – rental car insurance, for example – you may receive.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.