How do I check my Indigo Card balance?

To log in to your Indigo® Mastercard® for Less than Perfect Credit account, go to the login page on the Genesis Financial Solutions website and enter your username and password in the appropriate fields. Then, click the “Log-in” to access your online account. If you don’t already have an account, you will need to start by clicking “Register” in order to set up a username and password.... read full answer

How to Log in to a Indigo Credit Card Account

1. Register your Indigo Credit Card for online account access. Click “Register” and enter your account number, date of birth, and Social Security number to verify your credit card account.
2. Choose your Indigo Credit Card username and password. The username and password cannot include spaces.
3. Log in with your new Indigo Credit Card credentials. From the login page on the Genesis Financial Solutions website, fill out the Username and Password fields using your new credentials, and click “Log-in” to access your account.

After you have signed up and logged in, you’ll be able to manage your Indigo Credit Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot your Username or Password?” on the Genesis Financial Solutions login page. Then, just follow the prompts to reset or retrieve your username or password.

The easiest way you can pay your Indigo Credit Card bill is either online or over the phone at (866) 946-9545. Alternatively, you can send a payment via mail. The Indigo Credit Card requires at least a minimum monthly payment of $40 or 7% of your balance, whichever is more.

Here’s how you can make an Indigo Credit Card payment:... read full answer

• Online: Sign into your Indigo online account and navigate to the “Bill Pay” tab. Enter the routing and account numbers for your bank account and select the amount you want to pay and the date you want the payment to be made. Submit your payment by 5pm, Pacific Time to ensure it’s credited the same day. Payments made after 5pm will be credited on the next calendar date.
• Over the phone: You can also make a payment over the phone, by calling Indigo Credit Card customer service at (866) 946-9545. You will be asked to enter your account number before they connect you to a representative.
• By Mail: Alternatively, you can send your check or money order through the mail. The address is:
  
  Genesis FS Card Services
  PO Box 4477
  Beaverton, OR 97076-4477

It’s very important to make sure your Indigo Credit Card payment gets credited by your due date each month. If you’re mailing in your payment, be sure to allow at least seven business days for the payment to arrive. Late payments will be charged a fee of $40 and will be subject to a penalty APR. Late or missed payments are also damaging to your credit score, and since the Indigo Credit Card is intended for people with bad credit, you don’t want to make your credit situation worse.

If you have any trouble logging in to your account or paying your bill, you can call Indigo’s customer service line: (866) 946-9545. A customer service agent can help you navigate the site and online bill payment services.

You cannot get an Indigo Credit Card credit limit increase, unfortunately. The credit limit that you are assigned upon approval cannot be increased.

Many credit cards do provide the option to request credit limit increases or offer them automatically to select cardholders who meet certain eligibility criteria. Keeping your account in good standing, paying your credit card bills in full and on time, while making sure your income information is updated will definitely help your odds of being approved for a credit limit increase.... read full answer

Since the Indigo Credit Card is targeted to people with bad credit, you can also have a look at some of the best high limit credit cards for bad credit, many of which also offer credit limit increases to eligible cardholders.