How do I check my Wells Fargo Platinum balance?

The Wells Fargo Platinum card interest rate is 16.49% - 24.49% Variable, with the actual rate depending on factors such as your income, credit history and existing debt. The Wells Fargo Platinum card interest rate is variable, meaning it can change based on certain economic conditions.

Here’s more info about the Wells Fargo Platinum card interest rate:

• Regular interest rate: … read full answerThe card’s interest rate is 16.49% - 24.49% Variable, depending on your credit worthiness.
• Introductory offer: The Wells Fargo Platinum card used to offer new cardholders an introductory interest rate of 0% for 18 months on purchases and 0% for 18 months on qualifying balance transfers on qualifying balance transfers. After the card’s intro rate expires, the regular interest rate applies to any remaining balance.
• Grace period: The Wells Fargo Platinum gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe.

Should you decide to carry a balance on your Wells Fargo Platinum card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.

In addition to the regular interest rate, Wells Fargo Platinum also charges a separate interest rate on cash advances and a penalty rate for late payments. All Wells Fargo Platinum card interest rates will be listed on your statement and on your online account summary.

The Wells Fargo Platinum card payment address is:

Wells Fargo Card Services
P.O. Box 51193
Los Angeles, CA 90051-5493

When paying Wells Fargo Platinum bills by mail, be sure to submit either a check or money order for the payment amount. Wells Fargo does not accept cash.

Tips For Mailing Wells Fargo Platinum Payments

• Include your credit card number on your payment to avoid any processing delays.… read full answer
• Allow enough time for Wells Fargo to receive your payment on or before the due date, or it will be considered late.
• Send your payment via overnight mail, if necessary. The Wells Fargo overnight payment address is:
  
  Lockbox Services 51193
  Attn: WF Consumer Credit Card
  3440 Flair Drive
  El Monte, CA 91731

Credit card payments by mail take the longest to process of all the available payment methods. Alternatively, you can submit a payment from your online account, through the Wells Fargo mobile app, or by calling customer service at 1 (800) 869-3557. Wells Fargo also allows in-person payments at local Wells Fargo branches.

Cardholders can set up Wells Fargo Platinum card automatic payments through their online account or the Wells Fargo mobile app. Calling customer service at 1 (800) 869-3557 also is an option. Once you’re enrolled, Wells Fargo will withdraw the payment amount from your linked bank account on the scheduled date.

How to Set Up Wells Fargo Platinum Automatic Payments:… read full answer

1. Log in to your online account via the Wells Fargo website or mobile app.
2. Find the “Bill Pay” on the account home page and then select “Set Up Recurring Payment.”
3. Enter your bank account routing number and account number. This is the account from which Wells Fargo will deduct your payment each month.
4. Select your payment amount. Choose from the minimum amount due, the current balance, the statement balance, or a customized amount that is more than the minimum payment.

You should always make sure your bank account has enough funds for the payment a few days before the due date, to be safe. And once you’re in enrolled in automatic payments, don’t forget to review your recent transactions regularly.