So, if you have bad credit, your best alternative is a rewards card for bad credit like the Discover it® Secured Credit Card. It gives 2% cash back up to $1,000 spent each quarter in combined gas station and restaurant purchases.
Just about all gas station credit cards can be gas credit cards with instant approval. When you can apply online, it’s almost always possible to receive instant approval (or denial). But issuers never guarantee an instant decision. You’re likely to receive one if you apply for one of the easiest gas cards to get. And in general, your chances for instant approval are high if you apply for a card where your credit score exceeds the minimum required.… read full answer
But issuers consider many factors on an application, such as income, number of recent credit inquiries, past bankruptcies and more. So it’s always possible an issuer will need more time to come to a decision. And the approval process may take longer if the issuer cannot immediately verify the personal information on the application.
Again, just about any gas credit card offers instant approval. But that doesn’t necessarily mean you’ll get it. Factors that will increase your likelihood of getting instant approval for any credit card include: a high credit score, a high income, and completely correct and up-to-date information on your credit card application.
Most gas rewards credit cards require good or excellent credit for approval. You even need at least fair credit to get a gas card that can only be used at a certain gas-station chain. But that doesn’t mean you’re out of luck.
If you want the convenience of paying at the pump (especially important when it’s cold out or you’re in a hurry), you can simply open a … read full answersecured credit card. Secured credit cards offer nearly guaranteed approval, given that you are required to place a refundable security deposit which acts as your spending limit. Plus, some secured cards offer rewards from time to time.
The Chevron gas card requires “Fair” credit for approval, which generally means a score of at least 620. However, a fair credit score won’t always be sufficient. There are other variables that may play a role in the decision, such as your income and debt obligations.
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