What credit score do you need for a Choice Hotels credit card?

The best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance.… read full answer

If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers.

Best Credit Cards for a 600 Credit Score

• Capital One Platinum Secured Credit Card
• Discover it® Secured Credit Card
• BBVA Compass Secured Visa® Business Credit Card
• OpenSky® Secured Visa® Credit Card
• Navy Federal Credit Union nRewards® Secured Credit Card
• SunTrust Secured Credit Card

To learn more, check out WalletHub’s guides on secured credit cards and how to rebuild credit.

One of the easiest hotel credit cards to get is the Capital One QuicksilverOne Cash Rewards Credit Card. You can get approved for this card with limited credit, and using this credit card for hotel purchases will give you 1.5% cash back (or 5% cash back if you book through Capital One Travel). Plus, it comes with a $39 annual fee.… read full answer

Some other good options would be the Petal® 2 Visa® Credit Card and the Bank of America® Customized Cash Rewards Secured Credit Card.

Here are some of the easiest hotel credit cards to get:

• Capital One QuicksilverOne: With this card, you get 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. Its annual fee is $39. Accepts applicants with limited credit (less than 3 years of credit history).
• Petal 2 Card: This card offers 1% cash back on all eligible purchases, up to 1.25% back after 6 months of on-time payments, and 1.5% cash back after 12 consecutive months of paying on time. Plus, it has a $0 annual fee. Accepts applicants with limited credit (less than 3 years of credit history).
• Bank of America® Customized Cash Rewards Secured Credit Card: With this credit card, you earn 3% cash back in a category of your choice, 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly in the 3% and 2% categories combined), and 1% back on all other purchases. This card has a $0 annual fee. It requires you to place a minimum security deposit of $200. Accepts applicants with bad (300+) credit.

The best hotel credit card for bad credit is the Bank of America Custom Cash Secured Card because it accepts people with a bad credit score. It also offers 1 - 3% cash back on purchases. Bank of America Custom Cash Secured Card also has a $0 annual fee, making it a low-cost way to satisfy a hotel’s credit card requirement wherever you stay.… read full answer

Keep in mind that hotel credit card options are limited for people with bad credit. Plus, there are no co-branded hotel credit cards for bad credit available at the moment.

More info about hotel credit cards for bad credit

While there are unsecured cards for bad credit, they often come with high fees that reduce your initial spending power. And the credit limit will likely start at just $300 or so anyway. Having sufficient available credit is crucial when booking hotels. Hotels often place a “hold” of $50-$200 per day on your account for incidentals. If the hold exceeds your credit limit, the booking may not process, or you could be subject to an over limit fee.

Secured cards are a better option because you usually can add to the deposit to increase your spending power. You should be able to get enough credit to cover hotel costs and their holds.

Best Hotel Bookings Credit Cards for Bad Credit:

Even though the best hotel credit cards for bad credit cards are secured cards, keep in mind that your primary objective should be to rebuild credit rather than earn hotel rewards.

By using your secured card responsibly and making timely payments, you can eventually qualify for a better hotel credit card. The Capital One Venture is among the best hotel credit cards. This card requires at least good credit for approval.