How do I log in to my Citi AAdvantage Platinum Select account?

Citi AAdvantage Platinum Select does not offer travel insurance. Citi dropped travel insurance from all of its American Airlines credit cards in 2019. Previous coverage included travel accident insurance, trip cancellation and interruption protection, and baggage insurance.

A good American Airlines credit card that does have travel insurance is the … read full answerAmerican Airlines Aviator Red Card. There are plenty of other options though, so if travel insurance is important for you, check out our recommendations for the best credit cards for travel insurance.

The Citi AAdvantage Platinum Select credit score requirement is 700 at a minimum. That means you need at least good credit to get approved for the Citi AAdvantage Platinum Select. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.… read full answer

It may be possible to get approved for the Citi AAdvantage Platinum Select with a slightly lower credit score if you have a high income, for example. But it’s better not to take the chance. And the higher your score is when you apply, the better your card’s APR and credit limit are likely to be.

Apart from your credit score and income, there are other things that could impact your chances of approval. Some other key criteria include your existing debt load and recent credit inquires.

The only way to get a Citibank credit card upgrade is through an e-mail invite. Citi no longer allows cardholders to request upgrades online. The e-mail invitation some customers may receive will include a toll-free number to upgrade over the phone as well as an invitation number that you will need to provide.… read full answer

When you receive an upgrade offer, it will be for a specific card similar to what you already have. For example, you won’t get an offer to upgrade from the Double Cash card to a Citi business card or a co-branded airline card. But you might receive an offer to upgrade from Citi Rewards+ to Citi Premier, which has a better rewards structure. If you want the upgraded card, click the “Upgrade Now” link in your e-mail before the listed expiration date. Citibank makes decisions on upgrades using a soft credit inquiry, so your credit score won’t be affected.

If the new card has an annual fee, it will appear as a charge on the first statement after you upgrade unless the card waives the annual fee for the first year. Your current balance, credit limit, APR and any rewards earned will automatically transfer to the new card, but you won’t be eligible for any sign-up bonuses on an upgraded card.