The best Citi card bonus offer is 80,000 points for spending $4,000 in the first 3 months with the Citi Premier® Card. This card also gives ongoing bonus rewards on travel, restaurant and entertainment purchases.
Another attractive Citi card bonus is 50,000 miles for spending $2,500 in the first 3 months. While the spending requirement is relatively high, the bonus is well worth getting for the amount of free travel it provides.
20,000 points for spending $1,500 in the first 3 months. While this is far from the biggest bonus on the market, it’s still a great value considering the card’s $0 annual fee. Plus, the Citi Rewards+ Card offers bonus points on purchases at supermarkets and gas stations and has the unique feature that points on all purchases get rounded up to the nearest 10. That high earning rate should more than make up for the relatively average initial bonus.
10,000 miles + $50 statement credit for spending $500 within the first 3 months. This card comes with an even lower bonus offer, but it also gives bonus points on all American Airlines and grocery stores. American Airlines AAdvantage MileUp℠ Card, and Citi’s other credit cards co-branded with American Airlines, are naturally best for people who travel frequently on that airline.
The best Citibank sign-up bonus is offered by Citi Premier® Card, which gives 80,000 points for spending $4,000 in the first 3 months. Citibank credit card bonuses range from 20,000 points to 80,000 points, depending on the card.
Best Citibank Credit Card Sign-Up Bonuses
Citi Premier® Card: 80,000 points for spending $4,000 in the first 3 months
Citi® / AAdvantage® Executive World Elite Mastercard®: 50,000 miles for spending $5,000 in the first 3 months
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: 50,000 miles for spending $2,500 in the first 3 months.
The credit score needed for the Citi Rewards+ Card is 700+, which is at least "good" credit.
That’s quite a bit higher than the average American’s credit score, but it’s obtainable with a history of timely payments and low credit utilization. It might be possible to get approved with a slightly lower score if something else in your financial profile balances it out, like an especially high income. But it’s better to not take the risk and to only apply with a score of 700+.… read full answer
While the Citi Rewards+ Card credit score requirement is key to getting approved, it’s certainly not the only factor Citi looks at. Income is the other most important consideration, and Citi will also look at things like your credit history, income, existing debt load, the number of times you’ve applied for credit recently and more.
Here are some Citi Rewards+ Card perks:
It makes sense that the Citi Rewards+ Card requires a good credit score. It offers very enticing rewards: 2 points per $1 spent at supermarkets and gas stations up to $6,000 spent per year, and 1 point per $1 on all other purchases. But it rounds up to the nearest 10 points on every purchase – so even a $1 purchase gets you 10 points. The card also offers a solid introductory APR, with 0% for 15 months on purchases and 0% for 15 months on balance transfers. Finally, it’s worth noting that the card also comes with a balance transfer fee of 3% (min $5) and a regular APR of 13.49% - 23.49% (V).
The best credit card for a signup bonus with no annual fee is Chase Freedom Unlimited®, which has a $0 annual fee and gives an initial bonus of $200 for spending $500 in the first 3 months. Cardholders also earn 5% cash back on grocery store purchases for the first year (up to $12,000 spent), 5% cash back on travel through Chase, 3% cash back at restaurants and drugstores, and 1.5% back on all other purchases.… read full answer
Best Credit Card Signup Bonuses with No Annual Fee
There are larger signup bonuses out there, but you may have to pay an annual fee to get them. You could still come out ahead though. The best approach is to compare the best credit card bonus offers after subtracting any fees they may charge. You can then pick the card that will save you the most at the end of the day.
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