Tommy S Davidson, WalletHub Analyst
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Yes, the Citi Costco will do a hard pull. You will need a credit score of at least 700 to get it and there is no way to get pre-approved.
A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage here.
Costco Anywhere Visa® Card by Citi
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