Citibank does not offer any credit cards for bad credit (a credit score below 640). All Citibank credit cards require limited-to-excellent credit or better for approval, which may allow credit newcomers to qualify but not those with a track record of borrowing mistakes.
There are, however, credit cards for bad credit available from other issuers that are quite easy to get. Using one of those cards responsibly may eventually help you qualify for a Citibank credit card.
The best Citi credit card for bad credit is the Citi Secured credit card because it has high approval odds as a secured credit card. This means you’ll have to put down a minimum security deposit of $200 to open the account, which will then become your credit limit. Citibank doesn’t approve people who have gone through bankruptcy in the past 2 years, and you’ll need to have enough income to pay your monthly bill. But if you get approved, Citi Secured will help build your credit.
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