Lisa Cahill, Credit Cards Moderator
@lisacahill
Your Citi Custom Cash approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Citi Custom Cash will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN , as well.
What You Need for Good Citi Custom Cash Approval Odds
- Good credit or better
- Enough income to pay credit card bills
- Low debt relative to income
- Low housing costs relative to income
- U.S. mailing address
- Age of 18+
- Social Security Number
Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved. If you want to enhance your application by improving your credit score, WalletHub's free credit analysis can tell you what steps to take.
People also ask
What is the Citi Custom Cash Card credit score requirement?
The Citi Custom Cash℠ Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Citi Custom Cash Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries,...
read full answerWhat are the Citi Custom Cash requirements for approval?
The main Citi Custom Cash requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit.
Citi Custom Cash Requirements
- At least 18 years old
- Physical U.S. address (no P.O. boxes)
- Proof of enough income to make the monthly minimum payment
- ...
How do I check my Citi Custom Cash application status?
Applicants can check their Citi Custom Cash credit card application status online or by phone at 1 (888) 201-4523. For both methods, you’ll need to provide your application ID and ZIP code so that Citibank can match you to your application.
How to Check Your Citi Custom Cash Application Status Online
- Go to the Citibank application status page.
- Give your application ID and ZIP code when prompted.
- View your Citi Custom Cash application status: approved, denied, or pending.
Typically,...
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