Lisa Cahill, Credit Cards Moderator
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Your Citi Custom Cash approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Citi Custom Cash will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN , as well.
What You Need for Good Citi Custom Cash Approval Odds
- Good credit or better
- Enough income to pay credit card bills
- Low debt relative to income
- Low housing costs relative to income
- U.S. mailing address
- Age of 18+
- Social Security Number
Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved. If you want to enhance your application by improving your credit score, WalletHub's free credit analysis can tell you what steps to take.
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