The best Citi Custom Cash card benefits are automatic account alerts and identity fraud protection. These perks are certainly good to have, though it’s important to note that they are also relatively common benefits for credit cards.
Citi Custom Cash Card Benefits
Automatic account alerts
Identity fraud protection
$0 fraud liability
Rewards of 1 - 5% cash back on purchases
While these benefits aren’t bad, the Citi Custom Cash card simply doesn’t have as many benefits as a lot of the other credit cards on the market. To learn more about the Citi Custom Cash card, check out WalletHub’s full review.
The Citi Custom Cash℠ Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Citi Custom Cash Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Citi Custom Cash Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Citi Custom Cash credit score requirement. You can check your credit score for free on WalletHub.
The only Citi metal credit card is the Citi® / AAdvantage® Executive World Elite Mastercard®. It is designed for frequent American Airlines flyers with good credit or better. The Citi AAdvantage Executive Card earns 2 miles per $1 spent on American Airlines purchases, 1 mile per $1 on all other purchases. And it packs an initial bonus of 50,000 miles for spending $5,000 in the first 3 months.… read full answer
The Citi AAdvantage Executive Card charges a $450 annual fee. So it's aimed at frequent travelers who fly enough American Airlines to offset its annual fee. If metal isn't a necessity, there is plenty of plastic to consider among the best Citi credit cards. Otherwise, you can also check out the best metal credit cards from other issuers.
Foreign transaction fees are an unnecessary burden, whether you’re traveling or just shopping online from an international merchant. So it’s good to know there are several Citi credit cards with no foreign transaction fee. And many pack attractive rewards. Citi Premier, for instance, has a 0% foreign fee and offers 60,000 points for spending $4,000 in the first 3 months. And it earns 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. However, just because these cards have no foreign transaction fees doesn’t mean they’re free. Most charge annual fees – Citi Premier comes with a $95 annual fee.
If you want a Citi credit card with 0% foreign transaction fees and $0 annual fee, consider the Costco Anywhere Visa® Card by Citi. It’s on the Visa network, so its worldwide acceptance also makes it a worthy travel companion. And it earns 4% cash back on eligible gas (up to $7,000 spent per year), 3% back on restaurants and travel, 2% back on Costco and Costco.com purchases, and 1% back on all other purchases.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.