The best Citi Custom Cash card benefits are automatic account alerts and identity fraud protection. These perks are certainly good to have, though it’s important to note that they are also relatively common benefits for credit cards.
Citi Custom Cash Card Benefits
Automatic account alerts
Identity fraud protection
$0 fraud liability
Rewards of 1 - 5% cash back on purchases
While these benefits aren’t bad, the Citi Custom Cash card simply doesn’t have as many benefits as a lot of the other credit cards on the market. To learn more about the Citi Custom Cash card, check out WalletHub’s full review.
The Citi Custom Cash℠ Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Citi Custom Cash Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Citi Custom Cash credit score requirement. You can check your credit score for free on WalletHub.
The only Citi metal credit card is the Citi® / AAdvantage® Executive World Elite Mastercard®. This card is designed for frequent American Airlines flyers with good credit or better. With the Citi AAdvantage Executive Card, you can earn 2 miles per $1 spent with American Airlines, as well as 1 mile per $1 on all other purchases. Pus, it packs an initial bonus of 50,000 miles for spending $5,000 in the first 3 months.
The Citi AAdvantage Executive Card charges a $450 annual fee. So, it's aimed at frequent travelers who fly enough American Airlines to offset its annual fee. If metal isn't a necessity, there is plenty of plastic to consider among … read full answerthe best Citi credit cards. Otherwise, there are plenty of other metal credit cards to check out from other issuers, too.
Citi Premier, for instance, has a 0% foreign fee and offers 80,000 points for spending $4,000 in the first 3 months. The card also offers 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. However, just because these cards have no foreign transaction fees doesn’t mean they’re free. Most charge annual fees – Citi Premier comes with a $95 annual fee.
Best Citi Credit Card with No Foreign Fee and No Annual Fee
If you want a Citi credit card with 0% foreign transaction fees and $0 annual fee, consider the Costco Credit Card. It’s on the Visa network, so its worldwide acceptance also makes it a worthy travel companion. The card also offers 4% cash back on eligible gas (up to $7,000 spent per year), 3% back on restaurants and travel, 2% back on Costco and Costco.com purchases, and 1% back on all other purchases.
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