The main Citi Custom Cash requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit.
Citi Custom Cash Requirements
At least 18 years old
Physical U.S. address (no P.O. boxes)
Proof of enough income to make the monthly minimum payment
Social Security number or ITIN
Good credit or better
If you apply for the Citi Custom Cash card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
The Citi Custom Cash Card’s starting credit limit is $500. This amount is guaranteed for anyone approved for the card. But yours can be more, depending on your credit score, income, and payment history.
Fortunately, starting credit limits aren’t permanent. After at least six months of opening your account, you can ask for a credit limit increase. And the issuer will also periodically review your account to see if you’re eligible for a higher limit.
You can request a Citi Custom Cash℠ Card credit limit increase online, through the Citibank mobile app, or by calling customer service at 1-888-872-2214. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Citibank has on file. Citibank will be more likely to increase your credit limit if the revised income clearly shows that you can...
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