The Citi Diamond Preferred annual fee is $0, which is standard for a low interest credit card. In addition to a $0 annual fee, Citi Diamond Preferred has an introductory APR offer of 0% for 12 months on purchases. And that is coupled with an introductory balance transfer APR of 0% for 21 months - each balance transfer is subject to a 5% (min $5) fee.
The Citi Diamond Preferred foreign transaction fee is 3%. That means Citi will add a 3% surcharge to the U.S. dollar amount of each international purchase made with the Citi Diamond Preferred.
Citi Diamond Preferred’s 3% foreign fee and lack of ongoing rewards make it the wrong choice for international travel, but its low introductory APR can still help you save on interest stateside. It offers a 0% intro APR on purchases for 12 months and an intro APR of 0% for 21 months on balance transfers. Just bear in mind that it does also have a 5% (min $5) balance transfer fee. This card’s regular APR is 14.49% - 24.49% (V). Citi Diamond Preferred has a $0 annual fee.… read full answer
The Citi Diamond Preferred credit limit starts at $500 and can get over $10,000, according to online forums. Once you’re approved for this card, Citibank will determine your specific credit limit based on factors such as your credit history, annual income, and any debt you owe.
You need at least good credit to be approved for the Citi Diamond Preferred. For your best chances at a high limit, you’ll want good-to-excellent credit and plenty of disposable income. Even if you don’t receive the limit you want, you can always request a credit limit increase later on. You’ll want to wait at least six months from opening your account before requesting an increase though.… read full answer
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