The Citi Diamond Preferred benefits include access to special events’ tickets with Citi Entertainment, digital wallet capabilities, and the more secure EMV chip technology. This card also offers intro APRs on both purchases and balance transfers.
Top Citi Diamond Preferred Benefits and Perks:
Citi Entertainment: With Citi Entertainment, you get special access to purchase tickets to thousands of events, including presale tickets and concerts, sporting events, dining experiences and more.
Digital wallets: With digital wallets, you can speed through checkout when shopping online, within apps and in stores.
EMV chip technology: EMV credit cards are considered to be more secure than magnetic-stripe cards.
Intro APRs: Moreover, this credit card offers an introductory APR on purchases of 0% for 12 months and an intro APR on balance transfers of 0% for 21 months from the date of first transfer. After that, the variable APR will be 16.74% - 26.74% (V), based on your credit standing. There is also a balance transfer fee of 5% (min $5).
Annual fee: The Citi Diamond Preferred card has a $0 annual fee.
There are some differences between Mastercard and Visa. But these two major card networks are pretty equal in the categories that matter most to consumers: acceptance and secondary benefits.
Both Visa and Mastercard are accepted in more than two hundred countries. And it is very rare to find a location that will accept one but not the other. Furthermore, both Visa and Mastercard administer certain benefits programs, including … read full answerrental car insurance and extended warranties. But individual card issuers decide what coverage cardholders receive.
So it doesn’t really matter whether you have a Visa or Mastercard in your wallet. As long as you have at least one of them and your card offers competitive terms, you’ll be in good shape. If you’d like to learn more about the similarities and differences between Visa and Mastercard, including how the best credit cards on each network compare, check out WalletHub’s complete Visa vs. Mastercard review.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.