Maria Adams, Credit Cards Moderator
@m_adams
The credit limit on a Citi Diamond Preferred card is $500 or more, and some cardholders report starting credit limits of $10,000+. When you’re approved for this card, Citibank will determine your specific credit limit based on factors such as your credit history, annual income, and any debt you owe.
Keep in mind that you need at least good credit to get approved for the Citi Diamond Preferred card. For your best chances at a high credit limit, you’ll want good-to-excellent credit and plenty of disposable income.
Even if you don’t receive the limit you want, you can always request a credit limit increase later on. But it’s better to wait at least six months from opening your account before requesting an increase.
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The Citi Diamond Preferred card...
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