The Citi Diamond Preferred card has no rewards on purchases. This card is aimed at people who want to save on, purchases and balance transfers with a 0% intro APR.
The difference between cash back and points is that the former is the most versatile type of credit card rewards, as it can be redeemed for anything, and there’s never any doubt about how much it’s worth. Points, on the other hand, have a value set by the credit card company and tend to be worth the most when redeemed for travel. Credit card companies won’t always clearly disclose points values, and those values can change over...
Foreign transaction fees are the main thing separating the best rewards credit cards for U.S. use from the best rewards cards for international travel. Avoiding them is crucial if you’re headed abroad or planning to make purchases from international merchants. But you don’t need to worry about them if not. Other than that, the process of finding the right rewards card is the same. You need to check your latest credit score to see what kind of...
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