You can fill out a Citi Double Cash application online or by phone at 1-877-645-3708. To apply for the Double Cash Card, you will need to provide your name, address, Social Security number, date of birth, phone number, email address, and other personal information. Once you submit your application, you’ll usually get an instant decision. However, it can take longer if Citibank needs to verify your information.
If you haven’t gotten a decision on your Citi Double Cash application, check the status online or by calling 1-888-201-4523.
You need a credit score of 700 or higher to get approved for the Citi Double Cash Card. Citi Double Cash applicants need good credit or excellent credit to qualify, and a 700+ credit score satisfies the card's requirement. Simply having a 700 credit score does not guarantee approval, however. There are other factors in play, including how your income compares to your debt obligations, and your overall ability to make credit card payments.… read full answer
Finally, if you don’t think you have the kind of credit score needed for Citi Double Cash Card approval, that doesn’t mean you’re out of options. You can check out the rest of WalletHub’s picks for the best rewards credit cards to find an offer that suits your standing. Keeping your account in good standing by paying your bills on time and in full will help you improve your credit score and gain access to better credit card deals.
It is worth noting that Citi Double Cash Card has switched to the ThankYou rewards program. So, as of March 28, 2022, the Citi Double Cash Card cash back is earned in the form of ThankYou points. And any unredeemed cash rewards were automatically converted to the equivalent amount of ThankYou® Points. This upgrade offers more redemption options for cardholders.
Citi Double Cash Card redemption options:
Statement credit: With this option, you can redeem points for cash back with as little as $0.01.
Direct Deposit: You can redeem as little as $0.01 for cash that will be directly deposited to a Citibank checking or savings account.
Check: You can redeem your points for a check payable to you. The minimum redemption amount for a check is $5.
Gift cards: Trade points for gift cards in many categories, from clothing and department stores to electronics and restaurants. You can usually redeem at a rate of 1 cent per point, but certain gift cards may be on sale. It takes 1 to 3 weeks to receive a gift card after redeeming.
Travel: Use points to book flights, hotels, rental cars, cruises and more. The value of points can vary based on the type of travel, length of the trip and more.
Shop with Points: Use points to pay for purchases directly on a retailer’s website or get a statement credit for purchases after you make them. Points are worth 0.8 cents each with this option.
Other ways to redeem: The Citi Double Cash Card offers a few other redemption options. You can transfer points to partnered airline or retail loyalty programs at a 1:1 ratio, make charitable donations, make a payment toward a mortgage or student loan and more.
Citi Double Cash Card offers 2% back - half when you make purchases and the other half as you pay for them. Citi Double Cash Card rewards don’t expire as long as your account is open.
The Citi Double Cash Card offers a cash back rewards program ( 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases)) while the Citi Simplicity Card doesn’t offer a rewards program at all.… read full answer
However, Citi Simplicity Card is one of the best 0% credit cards on the market. It offers an intro APR of 0% for 21 months on balance transfers and 0% for 12 months on new purchases, thus making it great for individuals who want an extended promotional APR period to save interest on big-ticket purchases or balance transfers. There is a 5% (min $5) balance transfer fee and a regular APR of 15.49% - 25.49% (V).
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