Here’s how to apply for the Citi Double Cash Card:
Online: Applying online is the fastest and most straightforward way. You can either do that on sites like WalletHub, or through Citibank’s website. Usually, a decision is made instantly when you apply online. You will need to fill in a form with your personal, contact, and financial information.
Over the phone: To apply for the Citi Double Cash Card over the phone, call (877) 645-3708 and follow the prompts to get connected to a customer service representative. You will have to provide some personal information, such as your full name, address, and Social Security number.
At a branch: You can submit a Citi Double Cash Card application at a Citibank branch during normal business hours.
After submitting your Citi Double Cash Card application, you should get a decision instantly. But it could take longer if Citibank needs to verify your information. You can check your Citi Double Cash Card application status online or by calling (888) 201-4523.
You need a credit score of 700 or higher to get approved for the Citi Double Cash Card. Citi Double Cash applicants need good credit or excellent credit to qualify, and a 700+ credit score satisfies the card's requirement. Simply having a 700 credit score does not guarantee approval, however. There are other factors in play, including how your income compares to your debt obligations, and your overall ability to make credit card payments.… read full answer
Finally, if you don’t think you have the kind of credit score needed for Citi Double Cash Card approval, that doesn’t mean you’re out of options. You can check out the rest of WalletHub’s picks for the best rewards credit cards to find an offer that suits your standing. Keeping your account in good standing by paying your bills on time and in full will help you improve your credit score and gain access to better credit card deals.
You can apply for a Citi credit card online, in a branch, or by calling (888) 201-4523. Applying for a Citi card online is the best approach because you can access the Citibank website anytime, and you may receive an instant decision. In some cases, however, Citibank may need additional information to process the request. You can check your Citi credit card application status … read full answeronline or by calling (866) 606-2787.
Compare the available options and pick a Citi credit card.
Select “Apply Now” to see the card’s full details.
Click the “Apply Now” button again to be redirected to a secure online application form.
Fill out the application with your personal information, read though the terms and conditions, and hit “Agree & Submit.”
Over the Phone
If you want to apply for a Citi credit card by phone, simply call Citibank at (888) 201-4523 and tell a customer service representative which card you’d like to apply for. You will have to provide some personal information, such as your full name, address, and Social Security number.
You can also call (800) 325-2865 to reach the Citi phone line for people who are hearing impaired.
In a Branch
To apply for a Citi credit card in person, you can visit one of Citibank’s 700 physical locations in the U.S. To find the branch closest to you, use Citibank’s online branch locator tool.
It is worth noting that most Citibank credit cards require good credit or better for approval. This means you will need to have a credit score of at least 700 to qualify, in most cases. You can check your latest credit score for free on WalletHub.
To respond to a Citi Double Cash Card invitation to apply, either complete and return the application included with the offer you received in the mail or simply reply online. Responding online is the quicker method and could generate an immediate decision. Just input your invitation code, type your last name, and click "Apply Now".… read full answer
Before responding to any such offer, it’s a good idea to double-check the language in the mailing to confirm it’s actually an "invitation to apply". There are differences between an invitation to apply and a pre-approved or pre-selected offer. Each uses different types of information for its targeted offers and indicates different approval odds.
What you should know about the Citi Double Cash Card offers to apply:
Invitation to apply - Citibank thinks you’d be interested in the Citi Double Cash Card based on specific demographic information (such as age and zip code) and other criteria. Your credit standing is not a factor, so odds of approval for the Citi Double Cash Card are much lower with an invitation to apply than with a pre-approved or pre-selected offer.
Pre-approved offer - Citibank thinks you would be a good candidate for the Citi Double Cash Card, based on a basic review of data from the major credit bureaus. Their assessment of your data is based on a soft pull which doesn’t affect your credit score. Pre-approved offers have the highest odds of approval.
Pre-selected offer - You’ve met Citibank’s basic guidelines to qualify for the Citi Double Cash Card, but Citi needs more information before approving you for an account (should you apply). Your odds of approval are slightly less than with a pre-approved offer.
Keep in mind that a Citi Double Cash Card invitation to apply is just that, an invitation. While certain invitations (i.e., pre-approved offers) carry higher chances of approval, if you apply, there’s no guarantee you’ll be approved. Credit history, income, debt and other factors crucial to credit card approval are not evaluated fully until you submit an application.
Applying for credit cards can temporarily hurt your credit score so be sure to know where you stand before responding to any invitation to apply. You can check your credit report and credit score right here on WalletHub to confirm you generally meet the card’s requirements. You’ll need good credit or better to have decent approval odds for the Citi Double Cash Card.
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