The Citi Double Cash Card balance transfer fee is 3% (min $5) of each transfer. Citi Double Cash Card balance transfer fees apply both when you’re transferring balances at the 0% intro APR for balance transfers and after the introductory rate expires.
Citi Double Cash Card allows you to transfer balances at a promotional rate of 0% for 18 months, from when you first transfer a balance (within four months of opening an account). After that, balance transfers are subject to the regular APR, which is 13.99% - 23.99% (V), depending on your creditworthiness.
If you apply to transfer a balance when you apply for the card, you may not get approved to transfer the full amount that you ask for. The total, including transfer fees, can’t exceed your credit limit, and you won’t know what your credit limit is until you’re approved. Citibank will often reject a balance transfer request if it exceeds your available credit, or in some cases, they may adjust the transfer to an amount below the credit limit.
Or, you can wait and submit a balance transfer request after you receive your card (within four months of account opening) and know your credit limit.