What are the best Citi Double Cash benefits? This question is about the Citi® Double Cash Card – 18 month BT offer

The best Citi Double Cash Card benefits are virtual account numbers and Citi Entertainment. The Citi® Double Cash Card – 18 month BT offer also has identity theft protection and contactless chip technology, which are more common perks across Citibank credit cards. This card also offers 2% cash back on every purchase, an introductory APR of 0% for 18 months on balance transfers, and a $0 annual fee. Citi Double Cash Card Benefits Virtual account numbers Citi Entertainment Identity theft protection Contactless chip technology Account activity alerts Zero liability fraud protection Along with these benefits, the Citi Double Cash Card gives 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases). The card also offers an introductory APR of 0% for 18 months on balance transfers (18.49% - 28.49% (V) regular APR). There’s also a balance transfer fee of: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer. This card also has a $0 annual fee. As long as you have good credit, the Citi Double Cash Card is certainly a card to consider adding to your wallet.

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What are the best Citi Double Cash benefits?

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This question is about the Citi® Double Cash Card – 18 month BT offer

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Cameron DiGiovanni, Writer

@cdigiovanni20 • 06/17/22 This answer was first published on 07/01/21 and it was last updated on 06/17/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best Citi Double Cash Card benefits are virtual account numbers and Citi Entertainment. The Citi® Double Cash Card – 18 month BT offer also has identity theft protection and contactless chip technology, which are more common perks across Citibank credit cards.

This card also offers 2% cash back on every purchase, an introductory APR of 0% for 18 months on balance transfers, and a $0 annual fee.

Citi Double Cash Card Benefits

Virtual account numbers
Citi Entertainment
Identity theft protection
Contactless chip technology
Account activity alerts
Zero liability fraud protection

Along with these benefits, the Citi Double Cash Card gives 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases). The card also offers an introductory APR of 0% for 18 months on balance transfers (18.49% - 28.49% (V) regular APR). There’s also a balance transfer fee of: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer. This card also has a $0 annual fee.

As long as you have good credit, the Citi Double Cash Card is certainly a card to consider adding to your wallet.

Answer Question

What Citi Double Cash purchases are eligible for cash back?

Nearly all Citi Double Cash Card purchases are eligible for cash back rewards. They include groceries, gas, dining and entertainment, travel expenses and more. The Citi Double Cash Card offers 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases). There are no category restrictions and no limits on cash back earnings.

There are, however, a number of Citi Double Cash Card purchases and transactions that are not eligible for rewards. For example, money orders, items purchased and returned for credit, and loading/reloading balances on prepaid cards or gift cards will not earn rewards. Nor will lottery ticket purchases or related betting transactions. In addition, there are no rewards for certain transactions and charges such as balance transfers, cash advances (including convenience checks), fees and interest.… read full answer

Redeeming Citi Double Cash Card rewards comes with a catch, too. There is a minimum redemption amount you’ll have to reach before you can redeem cash back rewards for a check, statement credit or direct deposit. You can also convert cash back rewards to Citi ThankYou points to expand your redemption options. Your Citi Double Cash Card rewards will expire if you have not earned any cash back for 12 consecutive months. If your account is closed for any reason, you will lose any unredeemed cash back rewards.

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Does Citi Double Cash have travel insurance?

No, the Citi Double Cash Card doesn’t have travel insurance anymore. Citibank discontinued travel insurance for the Citi Double Cash Card and most of its other credit cards a while back.

Generally, credit card travel insurance includes travel accident insurance, lost/damaged luggage reimbursements, baggage delay insurance, and emergency assistance.

Alternative Credit Card Options

If you’re looking for a card that offers travel insurance benefits, there are … read full answer several options from other issuers to choose from. Some good options include the Chase Sapphire Preferred® Card, the Capital One VentureOne Rewards Credit Card, and the Bank of America® Premium Rewards® credit card.

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What credit score do you need for Citi Double Cash?

The credit score you need for the Citi Double Cash Card is 700+. This means you need at least good credit to get approved for this card. Simply having a 700 credit score does not guarantee approval, however. There are other factors in play, including how your income compares to your debt obligations, and your overall ability to make credit card payments.… read full answer

You can check your latest credit score for free on WalletHub, the only site with free daily updates, to get a sense of your Citi Double Cash Card approval odds. You will also get personalized credit improvement tips to help maximize your chances.

Finally, if you don’t think you have the kind of credit score needed for Citi Double Cash Card approval, that doesn’t mean you’re out of options. You can check out the rest of WalletHub’s picks for the best rewards credit cards to find an offer that suits your standing. Keeping your account in good standing by paying your bills on time and in full will help you improve your credit score and gain access to better credit card deals.

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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