What are the Citi Double Cash benefits?

This question is about the Citi® Double Cash Card – 18 month BT offer

Maria Adams, Credit Cards Moderator

@m_adams 03/26/21 This answer was first published on 03/26/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Citi Double Cash Card benefits include exclusive access to presale tickets for live events through Citi Entertainment, 2% cash back on every purchase, an introductory APR of 0% for 18 months on balance transfers, and a $0 annual fee. Cardholders also get additional perks such as 24-hour fraud protection, $0 liability for unauthorized charges, identity theft assistance and lost card/emergency cash services.

Citi Double Cash Card no longer offers benefits such as trip cancellation and interruption protection, car rental insurance, travel accident insurance, purchase protection, extended warranties on purchased items, or return protection benefits. Citi cut those perks in 2019.

Citi® Double Cash Card – 18 month BT offer

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Does Citi Double Cash have travel insurance?

No, the Citi Double Cash Card doesn’t have travel insurance anymore. Citibank discontinued travel insurance for the Citi Double Cash Card and most of its other credit cards in September 2019. Prior to that, Citi Double Cash Card offered up to $500,000 in travel accident insurance plus as much as $5,000 in trip cancellation and interruption protection. The Citi Double Cash Card also used to offer rental car insurance, but that was discontinued at the same time as the two travel insurance benefits.… read full answer

One of the only remaining Citi credit cards with travel insurance are the Costco Anywhere Visa® Card by Citi and Costco Anywhere Visa® Business Card by Citi, which still offer travel accident insurance. It could be worth looking into if that benefit is important to you. But it no longer has trip cancellation and interruption protection. Citi dropped that benefit for all of its cards in 2019. The card’s other travel-related perks include car rental insurance and roadside assistance.

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How can I redeem Citi Double Cash rewards?

You can redeem your Citi Double Cash Card rewards by logging in to your online account either through Citibank’s website or its mobile app. Once logged in, you can choose to receive your earned cash back as a check, statement credit or a direct deposit to a Citibank checking or savings account. Alternatively, you can convert your cash back to … read full answer ThankYou Points.

Just note that you must have at least $25 in cash back to redeem for checks, direct deposits and statement credits. For conversion to ThankYou Points, there’s a $1 minimum amount requirement.

Citi Double Cash Card offers 2% cash back - half when you make purchases and the other half as you pay for them. Citi Double Cash Card rewards only expire when cardholders haven’t earned cash back within a 12 month period.

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