Is Citi Double Cash contactless?

Question

The Citi Double Cash Card credit limit will be at least $500 to start. It could be a lot higher than that, depending on your overall creditworthiness, but Citi doesn’t disclose a maximum. In general, though, the higher your credit score is and the more income you have relative to your existing debt obligations, the higher you can expect your credit limit to be.… read full answer

Furthermore, you shouldn’t read too much into the Citi Double Cash Card’s $500 minimum credit limit. That amount is not uncommon for a credit card that requires at least good credit for approval. If you consistently pay your bill on time, you’ll also become eligible for a credit limit increase after six months or so.

At the end of the day, all we can say for sure is that Citi Double Cash Card is one of the best cash back credit cards on the market and has a credit limit that will be at least $500. It’s definitely worth applying for if you have the good credit or better needed for approval. If you don’t get approved for the kind of limit you’re looking for, you don’t have to open an account. And you might even wind up with a higher limit if you balk at the initial number and declare your intention to walk.

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Answer 1 · 2020-01-22 07:27:11

WalletHub, Financial Company

@WalletHub • 01/22/20 This answer was first published on 01/22/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, the Citi Double Cash card is contactless. Citi began issuing contactless cards to new cardholders and to existing customers receiving replacement cards in 2019. Contactless cards come with NFC (near field communications) chip technology that allows a user to tap the card on a contactless payment reader during checkout.

To tell if a payment reader will accept contactless cards, look for the contactless indicator somewhere on the reader. You should see a triangle-shaped set of four curved lines increasing in height, moving left to right. You will also find this symbol on the back of all Double Cash and other Citi credit cards enabled with contactless chip technology. Using Citi Double Cash for contactless payments eliminates the need to swipe or insert the card into the payment reader. But Double Cash still comes with both an EMV chip and the magnetic stripe, so it can be used for standard credit card payments, too.

There are a number of benefits to using the Double Cash card for contactless purchases. Each transaction generates a unique code every time you use it at a contactless payment reader. This protects your card information and reduces the risk of fraudulent transactions. If you accidentally tap the card twice, you’ll only be charged once for that purchase. And contactless transactions are faster than chip card payments (and just as secure). They actually save time on both sides of the checkout counter, since the card never leaves your hand.

Whether you use the Citi Double Cash card for contactless purchases or you choose to swipe or insert the card at the payment reader, you’re still covered by Citi’s account protection benefits. Those include Quick Lock, which lets you disable lost or stolen cards, and Fraud Early Warning, which notifies you of suspicious activity. You also have $0 liability for unauthorized charges.

Is Citi Double Cash contactless?

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