Yes, the Citi Double Cash card is contactless. Citi began issuing contactless cards to new cardholders and to existing customers receiving replacement cards in 2019. Contactless cards come with NFC (near field communications) chip technology that allows a user to tap the card on a contactless payment reader during checkout.
To tell if a payment reader will accept contactless cards, look for the contactless indicator somewhere on the reader. You should see a triangle-shaped set of four curved lines increasing in height, moving left to right. You will also find this symbol on the back of all Double Cash and other Citi credit cards enabled with contactless chip technology. Using Citi Double Cash for contactless payments eliminates the need to swipe or insert the card into the payment reader. But Double Cash still comes with both an EMV chip and the magnetic stripe, so it can be used for standard credit card payments, too.
There are a number of benefits to using the Double Cash card for contactless purchases. Each transaction generates a unique code every time you use it at a contactless payment reader. This protects your card information and reduces the risk of fraudulent transactions. If you accidentally tap the card twice, you’ll only be charged once for that purchase. And contactless transactions are faster than chip card payments (and just as secure). They actually save time on both sides of the checkout counter, since the card never leaves your hand.
Whether you use the Citi Double Cash card for contactless purchases or you choose to swipe or insert the card at the payment reader, you’re still covered by Citi’s account protection benefits. Those include Quick Lock, which lets you disable lost or stolen cards, and Fraud Early Warning, which notifies you of suspicious activity. You also have $0 liability for unauthorized charges.
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