Does Citi Double Cash have a minimum redemption amount for rewards?

No, Citi Double Cash Card rewards do not expire as long as your account is open and in good standing. However, any unredeemed rewards will be forfeited after 60 days of your account being closed.

You may also lose your rewards if Citibank closes your Citi Double Cash Card account due to irresponsible or illegal behavior. This includes fraud, misuse, abuse, or not making the minimum payments for a long time. Also, Citibank will not allow you to earn or redeem cash back rewards whenever you’re late making the minimum payment.... read full answer

Nearly all Citi Double Cash Card purchases are eligible for cash back rewards. They include groceries, gas, dining and entertainment, travel expenses and more. The Citi Double Cash Card offers 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases). There are no category restrictions and no limits on cash back earnings.

There are, however, a number of Citi Double Cash Card purchases and transactions that are not eligible for rewards. For example, money orders, items purchased and returned for credit, and loading/reloading balances on prepaid cards or gift cards will not earn rewards. Nor will lottery ticket purchases or related betting transactions. In addition, there are no rewards for certain transactions and charges such as balance transfers, cash advances (including convenience checks), fees and interest.... read full answer

Redeeming Citi Double Cash Card rewards comes with a catch, too. There is a minimum redemption amount you’ll have to reach before you can redeem cash back rewards for a check, statement credit or direct deposit. You can also convert cash back rewards to Citi ThankYou points to expand your redemption options. Your Citi Double Cash Card rewards will expire if you have not earned any cash back for 12 consecutive months. If your account is closed for any reason, you will lose any unredeemed cash back rewards.

You can redeem your Citi Double Cash Card rewards by logging in to your online account either through the Citi ThankYou Rewards website or its mobile app. As of March 2022, Citi Double Cash Card switched to the ThankYou Rewards program, offering plenty of redemption options. You can now redeem your rewards for cash back as a check, statement credit, and gift cards, among other options.... read full answer

Citi Double Cash Card redemption options:

• Statement credit: With this option, you can redeem points for cash back with as little as $0.01.
• Direct Deposit: You can redeem as little as $0.01 for cash that will be directly deposited to a Citibank checking or savings account.
• Check: You can redeem your points for a check payable to you. The minimum redemption amount for a check is $5.
• Gift cards: Trade points for gift cards in many categories, from clothing and department stores to electronics and restaurants. You can usually redeem at a rate of 1 cent per point, but certain gift cards may be on sale. It takes 1 to 3 weeks to receive a gift card after redeeming.
• Travel: Use points to book flights, hotels, rental cars, cruises, and more. The value of points can vary based on the type of travel, length of the trip, and more.
• Shop with Points: Use points to pay for purchases directly on a retailer’s website or get a statement credit for purchases after you make them. Points are worth 0.8 cents each with this option.
• Other ways to redeem: The Citi Double Cash Card offers a few other redemption options. You can transfer points to partnered airline or retail loyalty programs at a 1:1 ratio, make charitable donations, and more.

Citi Double Cash Card offers 2% back - half when you make purchases and the other half as you pay for them. Citi Double Cash Card rewards don’t expire as long as your account is open.