The Citi Double Cash Card minimum redemption amount for rewards varies, depending on the redemption option. For instance, there is no minimum amount when you redeem for a statement credit or direct deposit. But if you redeem your points for a check, the minimum redemption amount is $5. Some participating partners in the “Shop with Points” program might also set minimum payment redemption requirements.
The Citi Double Cash Card offers many other redemption options, including gift cards, travel, and charity. You can also transfer points to partnered airlines or retail loyalty programs at a 1:1 ratio or make a payment toward a mortgage or student loan.
Here’s how to redeem your Citi Double Cash Card rewards:
To redeem, log in to your Citi Double Cash Card online account and click the “View/Redeem Cash Rewards” link in the account information box. You can also redeem your points through the Citi ThankYou Rewards website or its mobile app.
The Citi Double Cash Card rewards will never expire as long as your account remains open. Plus, if you close your account, you will have 60 days to use the accumulated points.
No, Citi Double Cash Card rewards do not expire as long as your account is open and in good standing. However, any unredeemed rewards will be forfeited after 60 days of your account being closed.
You may also lose your rewards if Citibank closes your Citi Double Cash Card account due to irresponsible or illegal behavior. This includes fraud, misuse, abuse, or not making the minimum payments for a long time. Also, Citibank will not allow you to earn or redeem cash back rewards whenever you’re late making the minimum payment.… read full answer
Nearly all Citi Double Cash Card purchases are eligible for cash back rewards. They include groceries, gas, dining and entertainment, travel expenses and more. The Citi Double Cash Card offers 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases). There are no category restrictions and no limits on cash back earnings.
There are, however, a number of Citi Double Cash Card purchases and transactions that are not eligible for rewards. For example, money orders, items purchased and returned for credit, and loading/reloading balances on prepaid cards or gift cards will not earn rewards. Nor will lottery ticket purchases or related betting transactions. In addition, there are no rewards for certain transactions and charges such as balance transfers, cash advances (including convenience checks), fees and interest.… read full answer
Redeeming Citi Double Cash Card rewards comes with a catch, too. There is a minimum redemption amount you’ll have to reach before you can redeem cash back rewards for a check, statement credit or direct deposit. You can also convert cash back rewards to Citi ThankYou points to expand your redemption options. Your Citi Double Cash Card rewards will expire if you have not earned any cash back for 12 consecutive months. If your account is closed for any reason, you will lose any unredeemed cash back rewards.
You can redeem your Citi Double Cash Card rewards by logging in to your online account either through the Citi ThankYou Rewards website or its mobile app. Once logged in, you can choose to receive your earned cash back as a check, statement credit and gift cards, among other options.
It is worth noting that Citi Double Cash Card has switched to the ThankYou rewards program. So, as of March 28, 2022, the Citi Double Cash Card cash back is earned in the form of ThankYou points. And any unredeemed cash rewards were automatically converted to the equivalent amount of ThankYou® Points. This upgrade offers more redemption options for cardholders.… read full answer
Citi Double Cash Card redemption options:
Statement credit: With this option, you can redeem points for cash back with as little as $0.01.
Direct Deposit: You can redeem as little as $0.01 for cash that will be directly deposited to a Citibank checking or savings account.
Check: You can redeem your points for a check payable to you. The minimum redemption amount for a check is $5.
Gift cards: Trade points for gift cards in many categories, from clothing and department stores to electronics and restaurants. You can usually redeem at a rate of 1 cent per point, but certain gift cards may be on sale. It takes 1 to 3 weeks to receive a gift card after redeeming.
Travel: Use points to book flights, hotels, rental cars, cruises and more. The value of points can vary based on the type of travel, length of the trip and more.
Shop with Points: Use points to pay for purchases directly on a retailer’s website or get a statement credit for purchases after you make them. Points are worth 0.8 cents each with this option.
Other ways to redeem: The Citi Double Cash Card offers a few other redemption options. You can transfer points to partnered airline or retail loyalty programs at a 1:1 ratio, make charitable donations, make a payment toward a mortgage or student loan and more.
Citi Double Cash Card offers 2% back - half when you make purchases and the other half as you pay for them. Citi Double Cash Card rewards don’t expire as long as your account is open.
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