How do I make a Citi Double Cash payment?

To redeem your Citi Double Cash rewards, you’ll need to log in to your account by visiting citi.com.

After logging in, you'll see your cash back balance off to the right. Then click on “Redeem” to move forward with redemption options.

You can choose between a statement credit, direct deposit to a bank account, check or even gift cards.… read full answer

The Citi Double Cash card works like this: Cardholders earn a total of 2% cash back on every purchase, but they get it in two 1% chunks. First, Double Cash gives 1% cash back at the time of purchase. Then, it gives the other 1% cash back when Citi gets repaid for that purchase. The Double Cash rewards system is unique compared to most other rewards cards, which reward purchases only – without providing the extra incentive to pay in full. So it’s understandable why people are sometimes confused by how it works.… read full answer

Rewards aren’t the only aspect of the offer that might need some explaining, either. Even the card’s official name – “Citi Double Cash Card – 18 month BT offer” – might lead to some questions about how it works and who it’s for. If you aren’t sure, “BT” stands for “balance transfer,” and it refers to the fact that the card has an introductory APR of Not Offered on balance transfers. That’s a feature uncommon among top-notch cash back rewards cards.

It’s pretty clear how the Double Cash card works otherwise. It has a $0 annual fee, so it should only cost you money if you carry a balance from month to month after the introductory APRs wear off. You generally need at least good credit to get approved. And while there’s no cap on how much you can earn in rewards, unredeemed earnings will expire if you don’t earn more rewards for 12 straight months. You can redeem Double Cash rewards for a check, statement credit or direct deposit, among other options.

There is no Citi Double Cash signup bonus. In March 2018, Citi Double Cash had a $100 bonus for spending $500 within 3 months of applying on Citi.com. But that promotion is over now, and it only lasted a few months. Citi Double Cash doesn’t usually have a signup bonus because it has a higher ongoing rewards rate than other cash back credit cards. There’s also no bonus for referring a friend or adding an authorized user. The only current Citi Double Cash bonus is the double cash itself. You get 1% cash back on all purchases, plus another 1% cash back when you pay Citi for those purchases. Double Cash has a $0 annual fee.… read full answer