The easiest way to make a Citi Double Cash payment is online through the Citibank website or via the Citi mobile app. After signing up for online access, just log in and click “Payments & Transfers,” then “Pay Citi Credit Cards.” Choose your payment account in the drop-down menu (or add your bank account and routing numbers), then select how much you’d like to pay and the date you want it to post. Click “Continue” to review and submit your payment.
You can also pay your Citi Double Cash bill over the phone. Simply call 800-950-5114 and enter your card number to get to the menu of options. The prompts will lead you through making a payment.
Alternately, you can mail in a Citi Double Cash payment. Send a check or money order and the payment coupon from your credit card statement to: Citi Cards / P.O. Box 78045 / Phoenix, AZ 85062-8045.
You can redeem your Citi Double Cash Card rewards by logging in to your online account either through Citibank’s website or its mobile app. Once logged in, you can choose to receive your earned cash back as a check, statement credit or a direct deposit to a Citibank checking or savings account. Alternatively, you can convert your cash back to … read full answerThankYou Points.
Just note that you must have at least $25 in cash back to redeem for checks, direct deposits and statement credits. For conversion to ThankYou Points, there’s a $1 minimum amount requirement.
Citi Double Cash Card offers 2% cash back - half when you make purchases and the other half as you pay for them. Citi Double Cash Card rewards only expire when cardholders haven’t earned cash back within a 12 month period.
Here’s how Citi Double Cash works: You earn 1% cash back on purchases made with Citi Double Cash Card, then you earn another 1% cash back when you pay the card’s bill. That means cardholders earn a total of 2% cash back, which is roughly double the average for a cash rewards card.… read full answer
To earn cash back, you’ll have to pay at least the minimum payment. The Citi Double Cash Card rewards system is unique compared to most other rewards cards, which reward purchases only – without providing the extra incentive to pay in full. So it’s understandable why people are sometimes confused by how it works.
Rewards aren’t the only aspect of the offer that might need some explaining, either. Aside from letting you earn twice the market rate with its 2% Cash Back cash back, the Citi® Double Cash Card – 18 month BT offer lives up to its name yet again by offering an introductory APR of 0% for 18 months on balance transfers- that’s what “BT” stands for. Each balance transfer will get charged a fee of 3% (min $5) though.
Here’s how the Citi Double Cash Card works:
It offers 2% cash back: Half when you make the purchase and the other half as you pay for those purchases. To earn cash back, you must pay at least the minimum due on time.
Cash back earnings redeemable as checks, statement credits, direct deposits to a Citi checking/savings account (must have used this account to pay a Citi Credit Card bill at least two times) and conversion to ThankYou Points.
Cash rewards expire if you don’t earn cash back from payments or purchases for 12 months.
Offers an introductory balance transfer APR of 0% for 18 months with a 3% (min $5) fee for each balance transfer.
Charges a regular APR of 13.99% to 23.99% (V) that’s applicable to all purchases, but also balance transfers once the 18 months for the 0% introductory balance transfer APR are over.
Charges a 25.24% (V) cash advance APR, with every cash advance also incurring a 5% (min $10)
Charges a 3% for purchases made while traveling outside the U.S. or through any internationally based merchants
$0 annual fee
Requires at least good credit for approval.
With its $0 annual fee, the Citi Double Cash Card costs are minimal, unless you carry a balance from month to month. Or, in the case of balance transfers, after 18 months, which is when the introductory balance transfer APR wears off. Its low costs coupled with its great 2% Cash Back cash back rewards make the Citi Double Cash Card a great card for everyday spending.
There is no Citi Double Cash Card signup bonus. Citi Double Cash Card doesn’t have a signup bonus because it has a higher ongoing rewards rate than other cash back credit cards. There’s also no bonus for referring a friend (only by solicitation) or adding an authorized user.
The only current Citi Double Cash Card bonus is the double cash itself. You get 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases). The Citi Double Cash Card has a $0 annual fee.… read full answer
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