John Wittgap, WalletHub Analyst
@j.wittg
The Citi Double Cash purchase tracker tallies eligible purchases minus payments to determine your cash back rewards balance. A cumulative balance of rewards eligible to redeem will appear on your statement and online account every billing period.
The Double Cash card offers 2% on all eligible purchases. You’ll earn 1% cash back on purchases that post to your account by the end of the billing cycle. You’ll also earn 1% cash back on the payment amount if you pay at least the minimum amount due on time. You can only earn cash back on payments up to the balance on your Double Cash purchase tracker. When you make a payment, that amount is deducted from the Double Cash purchase tracker. Once the balance reaches $0, you won’t earn any cash back until you make additional purchases and those amounts are added to the purchase tracker balance.

Citi® Double Cash Card – 18 month BT offer
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