There is no Citi Double Cash signup bonus. In March 2018, Citi Double Cash had a $100 bonus for spending $500 within 3 months of applying on Citi.com. But that promotion is over now, and it only lasted a few months. Citi Double Cash doesn’t usually have a signup bonus because it has a higher ongoing rewards rate than other cash back credit cards. There’s also no bonus for referring a friend or adding an authorized user. The only current Citi Double Cash bonus is the double cash itself. You get 1% cash back on all purchases, plus another 1% cash back when you pay Citi for those purchases. Double Cash has a $0 annual fee.
You generally need a good or excellent credit score to get approved, but there is no official minimum Citi® Double Cash Card – 18 month BT offer credit score requirement. In other words, simply having a score above or below a certain threshold does not guarantee approval or rejection. There are other factors in play, including how your income compares to your debt obligations. And that’s why we recommend applying for Citi Double Cash only if you have a credit score of 700 or higher.… read full answer
Most people think of “good” credit scores as ranging from 660 to 719. But it’s wise to adjust your sights a bit higher when shopping for an elite credit card offer. After all, if you barely meet the Citi Double Cash credit score requirement, actually getting approved may still be a long shot.
Finally, if you don’t think you have the kind of credit score needed for Citi Double Cash Card approval, that doesn’t mean you’re out of options. You can check out the rest of WalletHub’s picks for 2017’s best rewards credit cards to find an offer that suits your standing.
The best $500 credit card bonus offer is the Capital One Venture Rewards card, which gives 50,000 miles, worth $500 in travel, for spending $3,000 in the first 3 months. After that, the card keeps the rewards flying with 2 miles per $1 on all purchases. There’s no annual fee for the first year, but the card charges $95 after that.… read full answer
Chase Sapphire Preferred is another card worth considering for a $500+ credit card bonus. It offers 60,000 points for spending $4,000 in the first 3 months. That’s worth $625 when used toward travel or $500 in cash. Preferred charges an annual fee of $0 the first year and $95 after.
There’s also Chase Sapphire Reserve, which charges a $550 annual fee. Its initial bonus is 60,000 points for spending $4,000 in the first 3 months. But it’s worth $750 toward travel or $500 toward cash. And the card also gives a $300 annual travel credit and a Priority Pass Select lounge membership.
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