Citi’s metal credit card is the Citi Prestige Card. It has been available in metal since August 2017. Citi Prestige is the best Citi metal card because it’s the only one available right now. It also happens to have a ton of rewards and luxury perks. They’re necessary, however, as Citi Prestige charges a $495 annual fee.
The new Citi Prestige metal card offers $500 in travel for spending $4,000 in the first 3 months. It also gives 3-5 points per $1 spent on eligible travel and dining purchases and a $250 annual travel credit. So if you’re a big spender, this type of luxury card could make sense. Otherwise, there are plenty of non-metal Citicards to consider, along with metal credit cards from other issuers.
The best Chase metal credit card is the Chase Sapphire Preferred Rewards Card. The Sapphire Preferred Card is made of metal with a blue finish, weighs 13 grams, and offers up to $750 in travel as an initial rewards bonus. Cardholders also earn 1-2 points per $1 spent on purchases. At $95, the annual fee isn’t too bad, either, considering all the rewards you get in return.… read full answer
Chase has metal credit card offers for several types of applicants: Sapphire Preferred for bonus travel rewards at a reasonable cost, Sapphire Reserve for luxury travel perks at a high cost, the JP Morgan Reserve Card for Chase’s high-net-worth banking clients, and the Marriott Bonvoy Credit Card for frequent hotel guests. There are more Chase metal cards co-branded with popular hotels and airlines, too, including the Marriott Bonvoy card, the United MileagePlus card and the IHG Rewards Club Premier card.
Chase has more metal credit cards than any other issuer (Amex is up there too). All of Chase’s metal credit card offers require at least good credit for approval, and some you need excellent credit to get.
You don’t have to do anything special to get the Capital One Venture metal card. All new cardholders who are approved for Capital One Venture will receive the metal version, unless they specifically request to customize the card with a photo. This is a special promotion that’s been going since February 15, 2017. Capital One has not yet announced an end date. … read full answer
Here’s how to get the Capital One Venture metal card:
If you’re a new applicant: Apply for the card. As long as you don’t request a photo card on your application, you’ll automatically get a metal card. Just keep in mind that if you ask for a photo card you’ll need to call customer service if you want to switch to metal later, since your normal replacement cards would also be photo cards.
If you’re an existing cardholder: Ask for a metal replacement. Call the number on the back of your card and ask if you’re eligible for the metal version. Some people aren’t, due to things like missed payments in the past. But if you are, you can order a replacement, which should arrive in 7-10 business days.
There’s no difference in rates, fees or the way you use the metal card vs. the plastic one. But naturally, the metal one feels a bit more prestigious. Metal credit cards are typically the cards with the highest annual fees and the best benefits. That being said, don’t worry too much about what your credit card is made of. It’s just a tool for making purchases, and its terms are what really matter.
If you’re keen on getting a metal credit card and don’t want to pay hundreds of dollars in annual fees, this is a great option. Capital One Venture comes with excellent rewards: 2 miles per dollar spent, along with 50,000 bonus miles for spending $3,000 during the first 3 months your account is open.
It’s also important to note that although Capital One hasn’t announced an end date for the Venture metal cards, this promotion could end at any time.
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