No, Citi cannot pre-qualify you for a credit card at the moment. Citi does have an online pre-qualification page, however, this tool is not currently working. While this seems like a temporary measure due to COVID-19, you’ll need to apply for Citi cards without getting pre-qualified until the page is functioning again. In the meantime, you can check if you get a “pre-selected” offer, which means you fit some general criteria established by Citi and have around a 70% chance of approval.
When the pre-qualification page is working again, you can see if you pre-qualify for any Citibank credit cards by providing some personal information, such as your name, your mailing address, and the last four digits of your Social Security number. Citibank will then conduct a soft inquiry on your credit score, which won’t hurt your credit in any way, before showing which cards you prequalify for.
How to Check Which Citi Cards You Pre-Qualify For
- Go to Citi’s pre-qualification page.
- Enter your name, address, and the last 4 digits of your Social Security number.
- Select which card benefit, if any, matters most to you from the dropdown menu.
- Check the box acknowledging you know this isn’t a credit card application and won’t affect your credit score.
- Click “See your card offer.”
You’ll find out which Citi cards you have good approval odds for almost immediately after you submit your information. If you’d like, you can apply for one of those cards right away. Pre-qualification doesn’t guarantee approval, but it does give you around a 90% chance of approval if you choose to apply.
Citi might also mail you a pre-qualified credit card offer. The downside to this is that you only get an offer for one card as opposed to the potential for several online. If you received your offer by mail, you can either fill out the enclosed application and mail it back, or type in the invitation number on the “Respond to a mail offer” tab of the pre-qualification page.