Does Citi Premier offer rental car insurance?

The best Citi Premier Credit Card benefits are citi entertainment and damage & theft purchase protection. These perks are certainly good to have, though it’s important to note that they are also relatively common benefits for credit cards.

Citi Premier Credit Card Benefits

• Citi Entertainment
• Damage & Theft Purchase Protection
• Extended Warranty
... read full answer

While these benefits aren’t bad, the Citi Premier Credit Card simply doesn’t have as many benefits as a lot of the other credit cards on the market. To learn more about the Citi Premier, check out WalletHub’s full review.

No, the Citi Premier® Card does not have travel insurance anymore. Citi removed all travel insurance coverage from the Citi Premier and most other Citi cards a while back.

Even though Citi Premier lacks travel insurance, it’s still a good travel credit card. It offers 3 points / $1 spent on air travel and hotels and has a 0% foreign transaction fee. ... read full answer

Alternative Credit Card Options

If you’re looking for a card that has travel insurance coverage, there are plenty of options from other issuers. You could consider the Chase Sapphire Preferred® Card, the Bank of America® Premium Rewards® credit card, or the Capital One Venture Rewards Credit Card, to name a few.

Citi credit card rental car insurance covers up to $50,000 when you pay for the entire rental with your card. You must also decline the rental agency’s insurance to be eligible for the benefit, which covers accident damage and theft. The eligible cardholder listed on the rental car agreement is covered worldwide for a maximum rental period of 31 consecutive days.... read full answer

It is worth noting that Citi only offers rental car insurance for the Costco Anywhere Visa® Card by Citi and the Costco Anywhere Visa® Business Card by Citi.

Here is what Citi credit card rental car insurance covers:

• Repair costs up to $50,000, or the cash value of the car, whichever is less.
• Motor vehicle with at least four wheels designed to be driven on public roads.
• Damage from an accident, natural disaster, vandalism, or theft.
• Reasonable towing expenses to the nearest collision repair facility.

What Citi credit card rental car insurance does NOT cover:

• Damage resulting from reckless driving or driving under the influence of drugs or alcohol.
• Rental car used as a car for hire.
• Personal injury, personal liability, or damage to third-party personal property.
• Damages to other cars or property.
• Injury to any party.

Keep in mind that Citi’s rental insurance coverage in the United States is secondary. This means if you have a car insurance policy that covers theft and damage to rental cars, the Citi benefit will cover only the amount your primary policy does not. Outside the United States, the coverage provided by this benefit is primary, even if you have another insurance policy.

To file a claim, call (866) 918-4670 as soon as possible after the incident. You can also download a claim form online. Keep in mind that you must return all requested documents within 180 days of the incident.