To check your Citi Premier Card balance, log in to your Citibank account online or call credit card customer service at 1-800-842-6596. It’s also possible to check your Citi Premier Card balance through the Citibank app or by texting “bal” to 692484.
How to Check Your Citi Premier Card Balance
Online: Log in to your Citibank account to see your Citi Premier card’s balance.
By Phone: Call 1-800-842-6596 and follow the prompts to have the automated system read your current balance.
By App: Log in to the Citibank app. Your credit card balance will be shown on the home screen.
By Text Message: Text “bal” to 692484. If you haven’t already, you’ll need to log in to the Citibank website and enroll in text banking for this to work.
It’s a good idea to keep an eye on your Citi Premier Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
Citi Premier® Card is a Mastercard. This means you can use your Citi Premier Card at nearly 11 million merchants that accept Mastercard nationwide. Plus, Mastercard is accepted in over 210 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the level of benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including … read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
No, the Citi Premier Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Citi Premier Card is not a great credit card to use.
Alternatively, you can check out the … read full answerbest 0% APR credit cards of 2023, selected by WalletHub’s editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.
The Citi Premier® Card interest rate is 20.24% - 28.24% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This Citi Premier card interest rate is variable, meaning it can change based on certain economic conditions.
Citi Premier gives you a 23-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Citi Premier card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
In addition to the regular interest rate, Citi Premier also charges a separate 29.49% (V) interest rate on cash advances and a penalty rate for late payments. All Citi Premier card interest rates will be listed on your statement and on your online account summary.
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