The Citi Premier balance transfer fee is 5% (min $5). This card is not a good choice for balance transfers due to the combination of its balance transfer fee and relatively high balance transfer APR: 18.24% - 26.24% (V). That does not compare favorably to the selection of 0% balance transfer credit cards on the market right now.
No, the Citi Premier Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Citi Premier Card is not a great credit card to use.
Alternatively, you can check out the … read full answerbest 0% APR credit cards of 2022, selected by WalletHub’s editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.
The Citi Premier annual fee is $95 per year. Citi Premier’s $95 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Citi Premier® Card, either.
No, there isn't a Citi Premier 60k bonus. Currently, Citi Premier offers 80,000 bonus points for spending $4,000 in the first 3 months. You also earn 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. Citi Premier bonus points value will be different, depending on how you redeem them.
It's also worth noting that a handful of other credit cards do offer initial bonuses of 60,000+ points or miles. Just be careful, because more rewards don't always equal more value. It all depends on how much the points or miles are worth.
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