The starting credit limit for the Citi Premier® Card is at least $2,000. Everyone who gets approved for this card is guaranteed this limit. However, depending on your credit standing, you could get a much higher credit limit. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.
Keep in mind that you can ask to get a credit limit increase by calling the Citibank customer service at (800) 950-5114 or the number you see on the back of your card. But it’s best not to do that more than once a year. Citibank will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Citibank.
You can request a Citibank credit card limit increase online, through the Citi Mobile App, or by phone, at (800) 950-5114. Citi may also offer an automatic credit limit increase if its regular reviews of the account show a history of on-time payments and low debt. Periodic reviews typically start after the account has been open for about six months. To make a decision about a credit limit increase, Citi will also review your current income as well as your...
The credit score that you need for the Citi Premier® Card is 700, at a minimum. This means applicants need at least good credit for a decent shot at approval. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.
Other Citi Premier Approval Requirements
The average American will likely find it difficult to meet the Citi Premier credit score requirement, as many people have lower credit scores. But an applicant’s score...
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