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The credit score that you need for the Citi Premier® Card is 700, at a minimum. This means applicants need at least good credit for a decent shot at approval. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.
Other Citi Premier Approval Requirements
The average American will likely find it difficult to meet the Citi Premier credit score requirement, as many people have lower credit scores. But an applicant’s score is only one factor in the approval process. Citi will also consider other things like the person’s income, existing debt load, recent credit inquiries, number of open accounts, and more.
The Citi Premier’s credit score requirement is in line with the requirements for most other Citi credit cards. However, there are a few that are easier to get, such as the Citi® Secured Mastercard®. This card is available to people with limited history.
Citi Premier® Card
People also ask
Is Citi Premier a Visa or Mastercard?
Citi Premier® Card is a Mastercard. This means you can use your Citi Premier Card at nearly 11 million merchants that accept Mastercard nationwide. Plus, Mastercard is accepted in over 210 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the level of benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s more worthwhile...
read full answerWhat credit score do you need for a Citi credit card?
You need a credit score of at least 700 to get a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved. But it really depends on which card you’re after. Some Citi credit cards require higher scores, and one accepts applicants with limited credit history.
Here are the Citi credit score requirements:
- Limited History: For those with little or no credit history, the...
What credit bureau does Citi use for approval?
It's possible for Citi to use any of the three major credit bureaus for approval: Equifax, Experian, and TransUnion. Citi tends to use at least two of the three credit bureaus when it reviews credit card applications, according to customer service. Where you live may factor into which credit bureau Citi uses, too.
When Citi checks an applicant’s credit report through one of the credit bureaus, it makes a “hard inquiry” or “hard pull.” A hard inquiry...
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