Is the Citi Premier Card metal? This question is about the Citi Premier® Card

Is the Citi Premier Card metal?

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This question is about the Citi Premier® Card

Archie Conway, WalletHub Financial Advisor

@ArchieConway • 03/11/22 This answer was first published on 11/24/20 and it was last updated on 03/11/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, the Citi Premier credit card is not metal. Although Citi Premier is a normal plastic credit card, it does have a neat design, with a gray background featuring a pattern of overlapping circles and Citi’s original logo from 1812. It’s also important to keep in mind that regardless of what it’s made of, Citi Premier is a lucrative rewards card that offers bonus rewards in many different categories. Don’t let the fact that it’s a plastic credit card dissuade you from considering its rewards and features.

Citi does have a different metal credit card, though: the Citi AAdvantage Executive Card. It’s for frequent American Airlines flyers with good credit or better. It also has a $450 annual fee. And there are plenty of other metal credit cards to check out from other issuers, too.

Here are some of the best metal credit cards:

Overall Capital One Venture Rewards Credit CardCapital One Venture Rewards Credit CardLearn MoreLearn More
Travel Chase Sapphire Preferred® CardChase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
Initial Bonus IHG® Rewards Premier Credit CardIHG® Rewards Premier Credit CardLearn MoreLearn Moreon issuer's website
Cash Back Capital One Savor Cash Rewards Credit CardCapital One Savor Cash Rewards Credit CardLearn MoreLearn More

Ultimately, feel free to check out our editors' latest picks for the best metal credit cards to see which one better suits your needs.

Answer Question

What metal credit cards does Citi offer?

The only Citi metal credit card is the Citi® / AAdvantage® Executive World Elite Mastercard®. This card is designed for frequent American Airlines flyers with good credit or better. With the Citi AAdvantage Executive Card, you can earn 2 miles per $1 spent with American Airlines, as well as 1 mile per $1 on all other purchases. Pus, it packs an initial bonus of 50,000 miles for spending $5,000 in the first 3 months.

The Citi AAdvantage Executive Card charges a $450 annual fee. So, it's aimed at frequent travelers who fly enough American Airlines to offset its annual fee. If metal isn't a necessity, there is plenty of plastic to consider among ... read full answer the best Citi credit cards. Otherwise, there are plenty of other metal credit cards to check out from other issuers, too.

Here are some of the best metal credit cards:

Overall: Capital One Venture Rewards Credit CardCapital One Venture Rewards Credit CardLearn MoreLearn More
Ongoing Rewards: Chase Sapphire Preferred® CardChase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
Rates & FeesTerms ApplyLuxury Travel Perks: The Platinum Card® from American ExpressThe Platinum Card® from American ExpressLearn MoreLearn Moreon issuer's website
Cash Back: Capital One Savor Cash Rewards Credit CardCapital One Savor Cash Rewards Credit CardLearn MoreLearn More

You should also check out our editors' latest picks for the best metal credit cards to see which one better suits your needs.

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What credit score do you need for the Citi Premier Card?

The credit score that you need for the Citi Premier® Card is 700, at a minimum. This means applicants need at least good credit for a decent shot at approval. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.

Other Citi Premier Approval Requirements... read full answer

The average American will likely find it difficult to meet the Citi Premier credit score requirement, as many people have lower credit scores. But an applicant’s score is only one factor in the approval process. Citi will also consider other things like the person’s income, existing debt load, recent credit inquiries, number of open accounts, and more.

The Citi Premier’s credit score requirement is in line with the requirements for most other Citi credit cards. However, there are a few that are easier to get, such as the Citi® Secured Mastercard®. This card is available to people with limited history.

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Is Citi Premier a Visa or Mastercard?

Citi Premier® Card is a Mastercard. This means you can use your Citi Premier Card at nearly 11 million merchants that accept Mastercard nationwide. Plus, Mastercard is accepted in over 210 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the level of benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including ... read full answer extensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.

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