Does Citi Premier have travel insurance?

Some of the best Citi Premier Card benefits are annual hotel savings and the ability to transfer points to airline loyalty programs. The Citi Premier Card also has 0% foreign transaction fees and offers an initial bonus of 80,000 points. Citi Premier doesn’t have any traditional benefits like travel insurance or protections for purchased items, though.… read full answer

Citi Premier Card Benefits List:

• Annual hotel savings
  Single hotel stays might be eligible to receive rewards annually.
• Citi Entertainment
  Access to presale tickets for special events like concerts, dining, sporting events and more.
• Point transfer partners
  You can transfer your points to more than a dozen airline loyalty programs, as well as to the Sears Shop Your Way program.
• Contactless purchases
  Citi Premier is part of a small percentage of credit cards supporting contactless payments.
• 0% foreign transaction fee
  Saves you money while traveling abroad or purchasing from foreign merchants online.
• Initial bonus
  80,000 points for spending $4,000 in the first 3 months.

In addition to all of the Citi Premier Card benefits, you’ll also get generous ongoing rewards on purchases. Citi Premier offers 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases.

Best Citi Travel Credit Cards

While travel credit cards can have great rewards and perks, you don’t necessarily need one to save on travel. For example, the Citi Double Cash Card offers 2% cash back on all purchases (1% when you buy and 1% when you pay for those purchases). The only issue is that cash back cards usually charge foreign transaction fees (3% for the Citi Double Cash Card) so they’re not always ideal for going abroad.

Feel free to also check out our editors' picks for the best travel credit cards on the market if you'd like to see how Citi credit cards measure up.

Citibank credit card travel insurance provides coverage for worldwide travel accidents, worldwide car rentals and more. However, Citi only offers travel insurance for the Costco Anywhere Visa® Card by Citi and the Costco Anywhere Visa® Business Card by Citi.

Here is what the Citibank credit card travel insurance covers:

• … read full answerTravel Accident Insurance: It covers for death or dismemberment up to a certain amount. You just need to make sure the cost of your fare is charged to your eligible card.
• Worldwide Auto Rental Insurance: Covers you up to $50,000, or the cash value of the car, whichever is less, for damage resulting from accidents or theft. The rental period must not be longer than 31 days and you must pay with your eligible card and decline the rental company’s collision loss/damage insurance. Coverage is secondary for domestic rentals and primary for international ones.
• Roadside assistance: Call the 24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement). There’s a flat fee each time you use this.
• Travel and Emergency Assistance: If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues, medical and legal referrals and much more.
• Damage & Theft Purchase Protection: While not traditionally thought of as travel insurance, you also get protection from damage or theft of certain items purchased with your eligible card. If the item is damaged or stolen within 120 days (90 days for NY residents) of purchase, you may benefit from repairs or reimbursement up to $1,000 or the amount paid with your card/Costco credit card reward certificate, whichever is less. You are covered up to a maximum of $50,000 per year. Coverage is primary except for NY residents for whom it is secondary.

To file a claim, call Costco at (866) 918-4670 as soon as possible or sign on to Citi’s benefits web page to download a claim for submission. Claims and requested documents must be returned within 180 days of the covered event, in most cases.

While Citibank’s travel insurance only covers the Costco Credit Card and Costco Business Credit Card, you can get a better picture of the best credit cards with travel insurance right here on WalletHub.