The Citi Rewards+ card foreign transaction fee is 3%, which means cardholders pay that percentage more on any purchase made from a merchant based in a foreign country. That applies both when the cardholder is shopping in person while traveling and when they are just buying something online.
The Citi Rewards+ card foreign transaction fee is one of the most expensive on the market, so that means this card is not ideal for using abroad, though it is accepted almost everywhere worldwide since it’s on the Mastercard network.
The rewards on the Citi Rewards+ card could defray some of the cost of the foreign transaction fee since the card gives at least 1 point per $1 on all purchases, and rounds each purchase’s points up to the nearest 10. However, it would be more ideal to instead use a card with no foreign transaction fee. You could consider several Citi cards co-branded with American Airlines, or you could look for a good travel rewards card from a different issuer, such as Capital One VentureOne.
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