Chip Lupo, Credit Card Writer
Your Citi Rewards+ Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Citi Rewards+ Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good Citi Rewards+ Card Approval Odds
- Good credit or better
- Enough income to pay credit card bills
- Low debt relative to income
- Low housing costs relative to income
- U.S. mailing address
- Age of 18+
- Social Security Number or Individual Taxpayer Identification Number
Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved.
To get a better sense of your approval odds before applying for the Citi Rewards+ Card, you can check to see if you’re pre-qualified for any offers on the citibank website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.
If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.
Citi Rewards+® Card
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