What are my Citi Rewards+ Card approval odds? This question is about the Citi Rewards+® Card

Your Citi Rewards+ Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Citi Rewards+ Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well. What You Need for Good Citi Rewards+ Card Approval Odds Good credit or better Enough income to pay credit card bills Low debt relative to income Low housing costs relative to income U.S. mailing address Age of 18+ Social Security Number or Individual Taxpayer Identification Number Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved. To get a better sense of your approval odds before applying for the Citi Rewards+ Card, you can check to see if you’re pre-qualified for any offers on the citibank website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score. If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

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What are my Citi Rewards+ Card approval odds?

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This question is about the Citi Rewards+® Card

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Chip Lupo, Credit Card Writer

@CLoop • 07/07/22 This answer was first published on 07/07/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Your Citi Rewards+ Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Citi Rewards+ Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.

What You Need for Good Citi Rewards+ Card Approval Odds

Good credit or better
Enough income to pay credit card bills
Low debt relative to income
Low housing costs relative to income
U.S. mailing address
Age of 18+
Social Security Number or Individual Taxpayer Identification Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved.

To get a better sense of your approval odds before applying for the Citi Rewards+ Card, you can check to see if you’re pre-qualified for any offers on the citibank website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.

If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

Answer Question

Does Citi Rewards+ Card offer an extended warranty?

Yes, the Citi Rewards+ Card does offer extended warranty protection. The Citi Rewards+ Card extended warranty policy will lengthen the original manufacturer’s warranty by up to 2 extra years for warranties of 7 years or less. The maximum coverage amount per item under the Citi Rewards+ Card extended warranty policy is $10,000.

Citi Rewards+ Card extended warranty protection does not cover motorized vehicles, live animals, live plants, or used items, among other things. For more details on this perk’s terms and conditions,...

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What are the best Citi Rewards+ Card benefits?

The best Citi Rewards+ Card benefits are EMV chip technology and monthly credit bureau reporting. These perks are certainly good to have, though it’s important to note that they are also relatively common benefits for credit cards.

Citi Rewards+ Card Benefits

EMV chip technology
Monthly credit bureau reporting
Citi quicklock
Citi entertainment
Rewards of 1 - 2 points per $1 on purchases

While these benefits aren’t bad, the Citi Rewards+ Card simply doesn’t have as many benefits...

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What is the Citi Rewards Plus Credit Score Requirement?

The credit score needed for the Citi Rewards+ Card is 700 or higher. This means you will need at least "good" credit to qualify for the Citi Rewards+ Card.

That’s quite a bit higher than the average American’s credit score, but it’s obtainable with a history of timely payments and low credit utilization. It might be possible to get approved with a slightly lower score if something else in your financial profile balances it out, like an especially high...

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