How do I get the Citi Rewards+ Card sign-up bonus? This question is about the Citi Rewards+® Card

How do I get the Citi Rewards+ Card sign-up bonus?

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This question is about the Citi Rewards+® Card

Chip Lupo, Credit Card Writer

@CLoop • 09/15/22 This answer was first published on 09/15/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To get the Citi Rewards+ Card sign-up bonus, new cardholders must spend $1,500 within the first 3 months of opening an account. The Citi Rewards+ Card bonus is 20,000 points.

Keep in mind, however, that you will not be eligible for this introductory bonus if you currently have the Citi Rewards+ Card, regardless of whether you previously received the bonus. You also may not be eligible if you recently earned the bonus.

In addition to the sign-up bonus, the Citi Rewards+ Card offers 1 - 2 points per $1 on purchases. Its annual fee is $0, and you need good credit to get approved for the card.

Answer Question

How do Citi Rewards+ Card points work?

The Citi Rewards+ Card gives 2 points per $1 spent at supermarkets and gas stations up to $6,000 spent per year, and 1 point per $1 on all other purchases.

Citi Rewards+ Card points also get rounded up to the nearest 10 on every purchase. So, a cardholder who makes a $1 purchase will get 10 points, for example. Plus, Citi Rewards+ Card offers a bonus of 20,000 points for spending $1,500 in the first 3 months.

What you should know about the Citi Rewards+ Card points:

Citi Rewards+ Card points don’t expire as long as your account is open. And there’s no limit on the number of points you can earn.... read full answer

You can redeem your points online. To do so, log in to your account on the Citi ThankYou Rewards website and click on one of the redemption categories at the top of the page. Then, use the sub-menu to navigate to a specific redemption option.

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What are the best Citi Rewards+ Card benefits?

The best Citi Rewards+ Card benefits are EMV chip technology and monthly credit bureau reporting. These perks are certainly good to have, though it’s important to note that they are also relatively common benefits for credit cards.

Citi Rewards+ Card Benefits

EMV chip technology
Monthly credit bureau reporting
Citi quicklock
Citi entertainment
Rewards of 1 - 2 points per $1 on purchases... read full answer

While these benefits aren’t bad, the Citi Rewards+ Card simply doesn’t have as many benefits as a lot of the other credit cards on the market.

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What's the best Citi card bonus offer?

The best Citi card bonus offer is 60,000 points for spending $4,000 in the first 3 months with the Citi Premier® Card. Cardholders also earn 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. Applicants need good credit or better to get approved for Citi Premier.

Best Citi Card Bonus Offers Right Now

Overall: Citi Premier® CardCiti Premier® CardLearn MoreLearn Moreon issuer's website

Initial Bonus Offer: 60,000 points for spending $4,000 in the first 3 months

Ongoing Rewards Rate: 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases

Annual Fee: $95

Min. Credit Required: Good credit

Bonus Miles: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Learn MoreLearn More

... read full answer

Initial Bonus Offer: 50,000 miles for spending $2,500 in the first 3 months

Ongoing Rewards Rate: 2 miles per $1 spent on eligible American Airlines purchases, 2 miles per $1 at gas stations and restaurants, and 1 mile per $1 on all other purchases

Annual Fee: $0 intro 1st yr, $99 after

Min. Credit Required: Good credit

Bonus Points: Citi Rewards+® CardCiti Rewards+® CardLearn MoreLearn Moreon issuer's website

Initial Bonus Offer: 20,000 points for spending $1,500 in the first 3 months

Ongoing Rewards Rate: 2 points per $1 spent at supermarkets and gas stations up to $6,000 spent per year, and 1 point per $1 on all other purchases

Annual Fee: $0

Min. Credit Required: Good credit

Cash Back Bonus: Citi Custom Cash℠ CardCiti Custom Cash℠ CardLearn MoreLearn Moreon issuer's website

Initial Bonus Offer: $200 for spending $1,500 in the first 6 months

Ongoing Rewards Rate: 5% cash back in your top eligible spend category each billing cycle (up to $500 spent, 1% back thereafter), as well as 1% back on all other purchases

Annual Fee: $0

Min. Credit Required: Good credit

You can check your credit score for free, right here on WalletHub.

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