Chip Lupo, Credit Card Writer
@CLoop
Yes, the Citi Rewards+ Card does have pre-approval. Citibank has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Citibank credit cards before they actually apply for one. Current Citibank customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Citibank will send people pre-approved offers for a specific credit card in the mail.
Getting pre-approved for a Citi Rewards+ Card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.
How to Check for Citi Rewards+ Card Pre-Approval Online
- Click “See If You’re Pre-Selected For a Citi Card Today” on the Citibank website.
- Log in to your Citibank account.
- Enter your name, mailing address, email address, and the last four digits of your Social Security number.
- Click “See My Offers” to view any pre-approved offers.
If you are pre-approved online, you will see all Citibank credit cards that will give you the highest odds of approval, which may or may not include the Citi Rewards+ Card. Once you are pre-approved, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page.
To respond to a Citi Rewards+ Card pre-approved offer received in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Citibank to flag the application as pre-approved.
Citi Rewards+ Card pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for the Citi Rewards+ Card, Citibank will conduct a hard inquiry, which will lead to a slight, but temporary decrease in your credit score.
Please note that the Citibank pre-qualification tool may be temporarily unavailable.
People also ask
What's the easiest Citi card to get?
The easiest Citi card to get is the Citi® Secured Mastercard®. The Citi Secured Card is the only Citibank credit card offer available to applicants with limited credit (less than 3 years of credit history), and eligible applicants should have high approval odds as long as they can afford the $200 security deposit.
Other things to know about the Citi credit cards:
Aside from the Citi Secured, nearly all other Citi credit cards require good credit or better (a credit score of 700+) for good odds of...
read full answerCan Citi pre-qualify you for a credit card?
No, Citi cannot pre-qualify you for a credit card at the moment. Citi does have an online pre-qualification page, however, this tool is not currently working. While this seems like a temporary measure due to COVID-19, you’ll need to apply for Citi cards without getting pre-qualified until the page is functioning again. In the meantime, you can check if you get a “pre-selected” offer, which means you fit some general criteria established by Citi and have around...
read full answerWhat's the difference between pre-approved and pre-qualified credit cards?
Pre-approved and pre-qualified credit card offers both indicate that a potential applicant is likely to be approved, but they are used in slightly different situations. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer’s website. However, the terms are often used interchangeably.
Both pre-approved and pre-qualified credit card offers have no effect on your credit standing, as issuers only use a soft pull...
read full answerDid we answer your question?