The Citi Rewards+® Card categories for bonus rewards are supermarkets and gas stations. Purchases that fall into the Citi Rewards+ Card bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “gas stations” for example, purchases made at that merchant will earn bonus rewards on cards that include “gas stations” as a bonus category.
When choosing a rewards credit card, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So if you spend a lot in the categories offered on the Citi Rewards+ Card, it may be a good card for you.
There are three different types of credit card rewards: points, miles and cash back. Rewards credit cards are also targeted to three main groups: students, small business owners and people with above-average credit.
Although there are differences between credit card rewards currencies and the ways in which credit card companies dole them out to different groups, the major types of credit card rewards all work pretty much the same way. You’ll earn rewards for...
You can redeem your credit card rewards online, through the issuer’s mobile app, or over the phone, depending on the card. The most common credit card rewards redemption options include cash back, travel purchases, and gift cards.
Once you redeem your credit card rewards, they’ll be subtracted from your rewards balance immediately. If you wish to redeem your rewards for a statement credit, it will generally be credited to your account within 2-3...
The best cash bonus credit card offer is $250 statement credit for spending $3,000 in the first 6 months, which can be earned with the Blue Cash Preferred® Card from American Express. This card also offers 1 - 6% cash back on purchases.
There are many cash bonus credit cards that give you money for meeting a spending requirement in the first few months. These cards are a good way to get a hefty rebate on your purchases at the start, especially if they also have no annual fee. But it’s important to remember that initial...
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Capital One Savor Cash Rewards Credit Card, The Bank of Missouri Visa® Signature Card, U.S. Bank Shopper Cash Rewards Visa Signature® Card, and Capital One Spark Cash Plus
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