The credit score needed for the Citi Rewards+ Card is 700 or higher. This means you will need at least "good" credit to qualify for the Citi Rewards+ Card.
That’s quite a bit higher than the average American’s credit score, but it’s obtainable with a history of timely payments and low credit utilization. It might be possible to get approved with a slightly lower score if something else in your financial profile balances it out, like an especially high income. But it’s better to not take the risk and to only apply with a score of 700+.
While the Citi Rewards+ Card credit score requirement is key to getting approved, it’s certainly not the only factor Citi looks at. Income is the other most important consideration, and Citi will also look at things like your credit history, income, existing debt load, the number of times you’ve applied for credit recently and more.
A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check for pre-approval on the issuer’s website. If you’re pre-approved for a card, you’re not guaranteed approval, but your odds are high – usually around 90%. You can do a pre-approval check for most of the best credit cards for a 700 credit score.
Here are the best credit cards for 700 credit scores
As you may have noticed, a lot of the best credit cards for 700 credit scores don’t have annual fees. So, you can pick up some great perks without having to shell out money for the privilege of having a card.
The best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance.… read full answer
If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers.
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