If you’re having trouble checking the status of your application, call customer service at (866) 606-2787.
Here’s how to check the Citi Secured application status:
Online: To check your status online, you will need to provide your application ID and your ZIP code. If you can’t find the application ID, you can enter your primary phone number, ZIP code and date of birth.
By phone: To check your application status by phone, call (888) 201-4523 and provide your Social Security number to confirm your identity.
Keep in mind that the average processing time for a Citi credit card application is 7-10 days. If approved for an account, your card should arrive within 14 days of the decision.
Citi may ask for your application ID, zip code, phone number, birthday and/or Social Security number to confirm your identity. It usually takes up to two weeks for Citi to reach a decision on your credit card application. If approved for an account, your card should arrive within 14 days of the decision. Citi does not offer expedited delivery.… read full answer
How to Check Your Citi Credit Card Application Status Online
Input your application ID and zip code, or your phone number, zip code and birthday.
Click “check your status.”
Receive your Citi application status on the screen: approved, denied or still pending.
To check your Citi credit card application status by phone, just call (888) 201-4523. Press “1” for English and, then, press “2”. Lastly, enter your Social Security number. A Citi representative will give you the status of your application.
In the unfortunate event that your Citi credit card application ends up being denied, you can still ask for reconsideration. The number is (800) 695-5171. It’s a long shot, and you’ll have to prove your situation is better than it appeared on your application. But there’s no harm in trying.
Your Citi Secured approval odds are good if you have limited credit (less than 3 years of credit history). Approval odds for the Citi Secured will also be influenced by your annual income and existing debts. In addition, every applicant will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN.
Social Security Number or Individual Taxpayer Identification Number
Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income with no debts and still get approved. To get a better sense of your approval odds before applying for a Citi Secured, you can check to see if you’re pre-qualified for any offers on the Citibank website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.
The main Citi Secured requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also agree to put down a security deposit of $200+ before they can open the account. There’s no minimum credit score requirement, as the Citi Secured card is designed for people with bad credit and beginners with little or no borrowing history.… read full answer
Citi Secured Card Requirements
At least 18 years old
Physical U.S. address (no P.O. boxes)
Proof of income to make the monthly minimum payment
Checking or savings account
Social Security number or ITIN
$200 security deposit
While the Citi Secured card has no minimum credit score requirement, Citibank may reject your application if there are serious negative entries on your credit report, such as a pending bankruptcy. In addition, if you apply for the Citi Secured card, it’s vital that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
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