How do I check my Citi Secured card application status?

You can check your Citi credit card application status either by using Citi’s online tool or by calling customer service at (888) 201-4523.

Citi may ask for your application ID, zip code, phone number, birthday and/or Social Security number to confirm your identity. It usually takes up to two weeks for Citi to reach a decision on your credit card application. If approved for an account, your card should arrive within 14 days of the decision. Citi does not offer expedited delivery.… read full answer

Here’s how to check your Citi credit card application status online:

1. Visit Citi’s status check page.
2. Input your application ID and zip code, or your phone number, zip code and birthday.
3. Click “check your status.”
4. Receive your Citi application status on the screen: approved, denied or still pending.

To check your Citi credit card application status by phone, just call (888) 201-4523. Press “1” for English and, then, press “2”. Lastly, enter your Social Security number. A Citi representative will give you the status of your application.

In the unfortunate event that your Citi credit card application ends up being denied, you can still ask for reconsideration. The number is (800) 695-5171. It’s a long shot, and you’ll have to prove your situation is better than it appeared on your application. But there’s no harm in trying.

Your Citi Secured approval odds are good if you have limited credit (less than 3 years of credit history). Approval odds for the Citi Secured will also be influenced by your annual income and existing debts. In addition, every applicant will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN.… read full answer

What You Need for Good Citi Secured Approval Odds

• less than 3 years of credit history
• Enough income to pay credit card bills
• Low debt relative to income
• Low housing costs relative to income
• U.S. mailing address
• Age of 18+
• Social Security Number or Individual Taxpayer Identification Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income with no debts and still get approved. To get a better sense of your approval odds before applying for a Citi Secured, you can check to see if you’re pre-qualified for any offers on the Citibank website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.

If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

The main Citi Secured requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also agree to put down a security deposit of $200+ before they can open the account. There’s no minimum credit score requirement, as the Citi Secured card is designed for people with bad credit and beginners with little or no borrowing history.… read full answer

Citi Secured Card Requirements

• At least 18 years old
• Physical U.S. address (no P.O. boxes)
• Proof of income to make the monthly minimum payment
• Checking or savings account
• Social Security number or ITIN
• $200 security deposit

While the Citi Secured card has no minimum credit score requirement, Citibank may reject your application if there are serious negative entries on your credit report, such as a pending bankruptcy. In addition, if you apply for the Citi Secured card, it’s vital that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.