Cameron DiGiovanni, Writer
@cdigiovanni20
The Citi Secured card credit limit is $200 to $2,500. Everyone who gets approved for Citi Secured is guaranteed a credit limit of at least $200, though each person’s exact starting credit limit will depend on how much of a security deposit they put down. When you first open the secured card, the amount of your security deposit will be your credit limit.
The Citi Secured card credit limit that you start with isn’t necessarily your credit line forever. Citibank will usually allow you to increase your security deposit for a higher credit line. In some cases, they’ll also graduate your secured card to an unsecured card if you’ve used it responsibly. This could get you a higher credit limit, too.
Citi® Secured Mastercard®
Ian Filster, Member
@ian_filster
The minimum Citi Secured card credit limit you can have is $200 and the maximum is $2,500. Keep in mind, you'll not only have to first be approved for an amount, but also make an equal security deposit.
People also ask
What are the Citi Secured requirements for approval?
The main Citi Secured requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also agree to put down a security deposit of $200+ before they can open the account. There’s no minimum credit score requirement, as the Citi Secured card is designed for people with bad credit and beginners with little or no borrowing history.
Citi Secured Card Requirements
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How do you get approved for a high limit credit card?
To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.
How to Get Approved for a High Limit Credit Card
- Apply for a credit card with a...
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